Habersham County property record for 165 Laurel Oak Dr, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,921 sqft · built 1992 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $679 (2026) |
| Deeds & Mortgages | Feb 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 047 023 |
| Primary APN | 047 023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,921 sqft Heated Area |
| Gross Area | 2,848 sqft |
| 1st Floor Area | 1,281 sqft |
| Upper Floors Area | 624 sqft |
| Attic | Attic |
| Attic Area | 624 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | Deck Area |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 386015 |
|---|---|
| Street Address | 165 LAUREL OAK DR |
| City | CORNELIA |
| State | GA |
| Zip | 30531-5135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 10-120 LT 3 PB 38-11 DB 1185-725 |
| Legal Subdivision | LAUREL OAKS |
| Legal Lot Number | 3 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 601 |
165 Laurel Oak Dr is owned and occupied by two individuals who acquired it in February 2019.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 165 LAUREL OAK DR, CORNELIA, GA 30531-5135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 15, 2019 |
| Transfer Doc | 001185/725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Feb 15, 2019 |
| Property Address | 165 LAUREL OAK DR, CORNELIA, GA 30531-5135 |
| Document Number | 001185/725 |
| Book / Page | 1185 / 725 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 2019-000243 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 THUNDERING WATERS DR, CORNELIA, GA 30531-6907 |
The 2026 property tax bill for 165 Laurel Oak Dr was $679 with exemptions applied, up 2.3% from the year before.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $679.00 (+2.26%) Homeowner's exemption Senior Citizen's exemption | $112,058 (-5.47%) Land $16,000 Building $96,058 | $280,144 (-5.47%) Land $40,000 Building $240,144 |
| 2025 | $664.00 Homeowner's exemption Senior Citizen's exemption | $118,541 Land $16,000 Building $102,541 | $296,353 Land $40,000 Building $256,353 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $96,064 (+17.22%) Land $12,000 Building $84,064 | $240,160 (+17.22%) Land $30,000 Building $210,160 |
| 2022 | Homeowner's exemption | $81,952 Land $10,000 Building $71,952 | $204,880 Land $25,000 Building $179,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 165 Laurel Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 165 Laurel Oak Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 63% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEMOREST serves 18,049 people · EPA ID GA1370004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · Fiber in parts of the area | 1,000 / 25 |
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