225 Lake Rd, Ashburnham, MA 01430 Property Records

Worcester County and Ashburnham Town property record for 225 Lake Rd, Ashburnham, MA 01430

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,652 sqft · built 1840
Lot Size	11.9 acres (522,607 sqft)
Owner	Individual Name on File
Last Sale	$247,500 (Jun 2016)
Tax Bill	$5,585 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:0013 B:000017`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:0013 B:000017`
Alternative APN	`ABHM M:0013 B:000017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,652 sqft Living Area
Gross Area	3,072 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	522,607 sqft (11.9 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	225 LAKE RD
City	ASHBURNHAM
State	MA
Zip	01430-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	17
Jurisdiction	ASHBURNHAM MA
Township / Civil Division	ASHBURNHAM
Census Block Group	4
Census Block	4038
Census Tract	700100

Owner

225 Lake Rd is owned and occupied by an individual who acquired it in October 2020.

Source: Worcester County and Ashburnham Town records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	225 LAKE RD, ASHBURNHAM, MA 01430-1208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN ACCEPTANCE MORTGAGE
Mar 20, 2024	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FEDERAL CREDIT UNION
Oct 7, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2016 · Amount on File
Deed Sale	Jun 30, 2016 · Amount on File
Prior Sale	Jan 8, 2015 · Amount on File
Deed Document Number	201610793
Deed Book / Page	8592 / 219
Last Transfer Date	Oct 2, 2020
Transfer Doc	9748-117
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Aug 14, 2026
Property Address	225 LAKE RD, ASHBURNHAM, MA 01430-1208
Document Number	0000011141
Book / Page	11276 / 325
Instrument Date	Aug 10, 2026
Instrument	202611141
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 LAKE RD, ASHBURNHAM, MA 01430-1208

Mortgage

Date	Aug 14, 2026

Lender

Name	AMERICAN ACCEPTANCE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	225 LAKE RD, ASHBURNHAM, MA 01430-1208
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010729-357
Date	Mar 20, 2024
Book Page	10729/357
Instrument	3226

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Oct 7, 2020
Property Address	225 LAKE RD, ASHBURNHAM, MA 01430-1208
Document Number	9748-117
Book / Page	9748 / 117
Instrument Date	Oct 2, 2020
Instrument	17708
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	225 LAKE RD, ASHBURNHAM, MA 01430-1208

Mortgage

Document Number	9748-120
Date	Oct 7, 2020
Book Page	9748/120
Instrument	17709

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 225 Lake Rd was $5,585, up 3% from the year before.

Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Ashburnham Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,585.00 (+3.04%)	$375,600 (+9.15%) Land $63,100 Building $312,500	$500,080 (-7.62%)
2024	$5,420.00 (+11.89%)	$344,100 (+17.56%) Land $61,800 Building $282,300	$541,310
2023	$4,844.00	$292,700 Land $61,800 Building $230,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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