St. Clair County property record for 225 Holmes Rd, Allenton, MI 48002
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,016 sqft · built 1993 |
| Lot Size | 20 acres (873,378 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (Jul 2020) |
| Tax Bill | $5,256 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-09-032-4001-000 |
| Primary APN | 74-09-032-4001-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 873,378 sqft (20 acres) |
| Lot Dimensions | 2,640 ft deep x 330 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 225 HOLMES RD |
|---|---|
| City | ALLENTON |
| State | MI |
| Zip | 48002-4106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | BEG N 0D 23M 25S E 2309.65' FROM S 1/4 COR, TH S 89D 27M 18S W 2646.63', TH N 0D 53M 32S E 330.71', TH N 89D 28M 13S E |
| Legal Range | 13E |
| Legal Township | 06N |
| Legal Section | 32 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | BERLIN |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 657200 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 225 HOLMES RD, ALLENTON, MI 48002-4106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS AND GOV'T CREDIT UNION |
| Dec 5, 2024 | Deed of Trust, Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Jul 2, 2020 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Jun 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage GOLDSTAR MORTGAGE FINL GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2020 · Amount on Record |
| Deed Sale | Jul 2, 2020 · Amount on Record |
| Prior Sale | Jun 13, 2018 · Amount on Record |
| Deed Document Number | 202015029 |
| Deed Book / Page | 5207 / 606 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 11, 2026 |
| Property Address | 225 HOLMES RD, ALLENTON, MI 48002-4106 |
| Document Number | 0000009484 |
| Book / Page | 5922 / 919 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20269484 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 225 HOLMES RD, ALLENTON, MI 48002-4106 |
| Document Number | 0000009484, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 5922/919 |
| Instrument | 20269484 |
| Name | MICHIGAN SCHOOLS AND GOV'T CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 15, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 225 HOLMES RD, ALLENTON, MI 48002-4106 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 225 HOLMES RD, ALLENTON, MI 48002-4106 |
| Document Number | 0005771376 |
|---|---|
| Date | Dec 5, 2024 |
| Book Page | 5771/376 |
| Instrument | 2024021524 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | 4555 INVESTMENT DR, TROY, MI 48098 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Nov 15, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 2, 2020 |
| Property Address | 225 HOLMES RD, ALLENTON, MI 48002-4106 |
| Document Number | 0052070606 |
| Book / Page | 005207 / 000606 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | ASK SERVICES INC, ASK SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,913.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 HOLMES RD BERVILLE MI 480024106, BERVILLE, MI 48002-4106 |
| Document Number | 52070607 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 005207/000607 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 13, 2018 |
| Property Address | 225 HOLMES RD, ALLENTON, MI 48002-4106 |
| Document Number | 0004956852 |
| Book / Page | 4956 / 852 |
| Instrument Date | May 14, 2018 |
| Instrument | 2018013604 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,650.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 HOLMES RD, BERLIN, MI 48002-4106 |
| Document Number | 2018013605 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 2018013605 |
| Name | GOLDSTAR MORTGAGE FINL GROUP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Berlin Township |
| Unified School District | Almont Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,200 (+4.46%) | $440,400 (+4.46%) | |
| 2025 | $5,256.00 (+8.8%) Homeowner's exemption | $210,800 (+10.89%) | |
| 2024 | $4,831.00 (-12.04%) | $421,600 (+10.89%) | |
| 2023 | $190,100 | ||
| 2022 | $5,492.00 | $380,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| Air Advantage Fixed Wireless | 10 / 1 |
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