190 Holmes Rd, Allenton, MI 48002 Property Records

St. Clair County property record for 190 Holmes Rd, Allenton, MI 48002

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,028 sqft · built 1994
Lot Size	2.18 acres (94,961 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Sep 2018)
Tax Bill	$4,535 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-09-032-3001-200`

Property Details

APN / Parcel Number

Primary APN	`74-09-032-3001-200`

Interior

Full Baths	1 Bath
Building Area	2,028 sqft Living Area
1st Floor Area	2,028 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Lot Area	94,961 sqft (2.18 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	190 HOLMES RD
City	ALLENTON
State	MI
Zip	48002-4112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG S 0D 23M 25S W 437.15' FROM INT 1/4 COR, TH N 89D 36M 41S E 457.8', TH S 0D 56M 25S W 185.08', TH S 0D 7M W 35', TH S 89D
Legal Range	13E
Legal Township	06N
Legal Section	32
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	BERLIN
Census Block Group	3
Census Block	3028
Census Tract	657200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	190 HOLMES RD, ALLENTON, MI 48002-4112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 6, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED SHORE FINANCIAL SERVICE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Prior Sale	Dec 28, 2012 · Amount on Record
Deed Document Number	201820074
Deed Book / Page	4985 / 509
Prior Transfer Date	Mar 1, 2012
Prior Transfer Doc	004232/329
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	190 HOLMES RD, ALLENTON, MI 48002-4112
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 HOLMES RD, ALLENTON, MI 48002-4112

Mortgage

Document Number	0005235952
Date	Sep 3, 2020
Book Page	5235/952
Instrument	2020021352

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 6, 2018
Property Address	190 HOLMES RD, ALLENTON, MI 48002-4112
Document Number	0004985509
Book / Page	4985 / 509
Instrument Date	Aug 22, 2018
Instrument	2018020074
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,763.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 HOLMES RD, BERLIN, MI 48002-4112

Mortgage

Document Number	2018020075
Date	Sep 6, 2018
Instrument	2018020075

Lender

Name	UNITED SHORE FINANCIAL SERVICE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Berlin Township
Unified School District	Almont Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,600 (+4.88%)	$417,200 (+4.88%)
2025	$4,535.00 (+75.1%) Homeowner's exemption	$198,900 (+76.96%)
2024	$2,590.00 (-9.66%)		$397,800 (+76.96%)
2023		$112,400
2022	$2,867.00		$224,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Air Advantage, AT&T, Mercury Fiber, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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