Mitchell County property record for 225 High Rdg Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.31 acres (100,624 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jul 2026) |
| Tax Bill | $1,937 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0787-01-49-5238 |
| Primary APN | 0787-01-49-5238 |
|---|---|
| Alternative APNs |
|
| Lot Area | 100,624 sqft (2.31 acres) |
|---|
| Account Number | 555786401 |
|---|---|
| Street Address | 225 HIGH RIDGE RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LITTLE SWITZERLAND 1100 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 950400 |
225 High Rdg Rd is owned by two individuals who bought it in July 2026.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 268 W HAMPTON AVE, SPARTANBURG, SC 29306-5255 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on File |
| Deed Sale | Jul 14, 2026 · Amount on File |
| Deed Document Number | 20261234 |
| Deed Book / Page | 691 / 900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jul 14, 2026 |
| Property Address | 225 HIGH RIDGE RD, SPRUCE PINE, NC 28777 |
| Document Number | 0000001234 |
| Book / Page | 691 / 900 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 20261234 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 268 W HAMPTON AVE, SPARTANBURG, SC 29306-5255 |
| Document Number | 0000001235, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20261235 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 225 High Rdg Rd was $1,937.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,937.00 | $302,700 (-) Land $67,800 Building $234,900 | |
| 2025 | $1,937.00 | $302,700 Land $67,800 Building $234,900 | |
| 2023 | $1,907.00 | $302,700 Land $67,800 Building $234,900 | $302,700 Land $67,800 Building $234,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 225 High Rdg Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 225 High Rdg Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LITTLE SWITZERLAND COMM ASSOC private · serves 300 people · EPA ID NC0156105 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
May also be available: Spectrum.
5G and 4G LTE (outdoors only)
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