Mitchell County property record for 101 High Rdg Rd, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | Company Name on File |
| Last Sale | $5,250,000 (Jan 2024) |
| Tax Bill | $15,135 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jan 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0787-01-48-0790 |
| Primary APN | 0787-01-48-0790 |
|---|---|
| Alternative APNs |
|
| Lot Area | 87,991 sqft (2.02 acres) |
|---|
| Account Number | 555785405 |
|---|---|
| Street Address | 101 HIGH RIDGE RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | OFF 1100 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3069 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0787-01-48-0790
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 86 HIGH RIDGE RD, SPRUCE PINE, NC 28777 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 24, 2024 | Deed of Trust, Mortgage · Commercial Mortgage SOUTHEASTERN BANK |
| Jan 03, 2024 | Special Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 03, 2024 · Amount on Record |
| Deed Sale | Jan 03, 2024 · Amount on Record |
| Deed Document Number | 2024000010 |
| Deed Book / Page | 664 / 773 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 101 HIGH RIDGE RD, SPRUCE PINE, NC 28777 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000665/327 |
|---|---|
| Date | Jan 24, 2024 |
| Book Page | 665/327 |
| Instrument | 2024000143 |
| Name | SOUTHEASTERN BANK |
|---|---|
| Type | Bank |
| Address | BRUNSWICK, GA 31525 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 16, 2029 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jan 03, 2024 |
| Property Address | 101 HIGH RIDGE RD, SPRUCE PINE, NC 28777 |
| Document Number | 000664/773 |
| Book / Page | 664 / 773 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2024000010 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $10,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 235, LITTLE SWITZERLAND, NC 28749-0235 |
| Name | Verified Name |
|---|---|
| Address | 1000 RED FERN PL, FLOWOOD, MS 39232-8879 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $15,135.00 (+208.75%) | $2,364,900 (+203.89%) Land $50,500 Building $2,314,400 |
| 2023 | $4,902.00 | $778,200 Land $70,000 Building $708,200 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219504003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 49% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 971 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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