225 Ginger Dr, Auburn, CA 95603 Property Records

Placer County property record for 225 Ginger Dr, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,215 sqft · built 1969
Lot Size	0.162 acres (7,069 sqft)
Owner	Trust Name on File
Last Sale	$162,000 (Sep 1999)
Tax Bill	$3,502 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-190-036-000`

Property Details

APN / Parcel Number

Primary APN	`055-190-036-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,215 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Construction Type	Frame
Lot Area	7,069 sqft (0.162 acres)
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	225 GINGER DR
City	AUBURN
State	CA
Zip	95603-5713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 SKYRIDGE ACRES #5 MOR BK I PG 37
Legal Subdivision	SKYRIDGE ACRES NO. 5
Legal Lot Number	36
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	2
Census Block	2025
Census Tract	20402

Owner

225 Ginger Dr is owner-occupied and held in a trust since August 2020.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	225 GINGER DR, AUBURN, CA 95603-5713
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Aug 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 22, 2017	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 1999 · Amount on File
Deed Sale	Sep 29, 1999 · Amount on File
Deed Document Number	199986183
Last Transfer Date	Aug 6, 2020
Transfer Doc	0000086678
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	225 GINGER DR, AUBURN, CA 95603-5713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 GINGER DR, AUBURN, CA 95603-5713

Mortgage

Document Number	0000132610
Date	Nov 17, 2020
Instrument	2020-0132610

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Aug 17, 2020
Property Address	225 GINGER DR, AUBURN, CA 95603-5713
Document Number	0000086678
Instrument Date	Aug 6, 2020
Instrument	86678
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	225 GINGER DR AUBURN CA 956035713, AUBURN, CA 95603-5713

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	225 GINGER DR, AUBURN, CA 95603-5713
Document Number	0000066075
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 GINGER DR AUBURN CA 956035713, AUBURN, CA 95603-5713

Mortgage

Document Number	0000066075
Date	Aug 28, 2017
Instrument	66075

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 225 Ginger Dr was $3,502 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Auburn City
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$253,552 (+2%) Land $94,049 Building $159,503
2025	$3,502.00 Homeowner's exemption	$248,581 Land $92,205 Building $156,376
2023	$3,431.00 (+0.44%) Homeowner's exemption	$238,930 Land $88,626 Building $150,304
2022	$3,416.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 225 Ginger Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Ginger Dr is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Succeed.Net, T-Mobile, Verizon.

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