220 Ginger Dr, Auburn, CA 95603 Property Records

Placer County property record for 220 Ginger Dr, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,215 sqft · built 1970
Lot Size	0.164 acres (7,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,500 (Dec 2000)
Tax Bill	$3,710 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`055-190-049-000`

Property Details

APN / Parcel Number

Primary APN	`055-190-049-000`
Alternative APN	`055-190-049`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,215 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Construction Type	Frame
Lot Area	7,155 sqft (0.164 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	220 GINGER DR
City	AUBURN
State	CA
Zip	95603-5714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR LOT 43 SKYRIDGE ACRES #5 MOR BK I PG 37
Legal Subdivision	SKYRIDGE ACRES NO. 5
Legal Lot Number	43
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	2
Census Block	2024
Census Tract	20402

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 GINGER DR, AUBURN, CA 95603-5714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 29, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2000 · Amount on Record
Deed Sale	Dec 12, 2000 · Amount on Record
Deed Document Number	200095593
Prior Transfer Date	Mar 21, 2000
Prior Transfer Doc	0000024555
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	220 GINGER DR, AUBURN, CA 95603-5714
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 GINGER DR, AUBURN, CA 95603-5714

Mortgage

Document Number	0000004492
Date	Jan 29, 2026
Instrument	2026-0004492

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PLACER CA
Property Address	220 GINGER DR, AUBURN, CA 95603-5714
Document Number	0000069269
Instrument Date	Aug 29, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	220 GINGER DR AUBURN CA 956035714, AUBURN, CA 95603-5714

Mortgage

Document Number	0000069269
Date	Sep 25, 2018
Instrument	69269

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 24, 2058

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Auburn City
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$274,324 (+2%) Land $122,946 Building $151,378
2025	$3,710.00 (+1.15%) Homeowner's exemption	$268,946 (+4.04%) Land $120,536 Building $148,410
2024	$3,668.00 (+0.8%)
2023	$3,639.00 (+0.47%) Homeowner's exemption	$258,504 Land $115,856 Building $142,648
2022	$3,622.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Succeed.Net, T-Mobile, Verizon.

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