Santa Cruz County property record for 225 Either Way, Boulder Creek, CA 95006
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,359 sqft · built 1936 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $462,500 (Jul 2018) |
| Tax Bill | $1,902 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 085-082-09 |
| Primary APN | 085-082-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,359 sqft Living Area |
| Gross Area | 2,429 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Type | Attached |
| Garage Area | 1,070 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Street Address | 225 EITHER WAY |
|---|---|
| City | BOULDER CREEK |
| State | CA |
| Zip | 95006-9041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Subdivision | RIVERSIDE GROVE 01 |
| Legal Lot Number | 18,19 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 120500 |
225 Either Way is owned and occupied by an individual who bought it in July 2018.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 225 EITHER WAY, BOULDER CREEK, CA 95006-9041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Jul 24, 2018 | Grant Deed, Transfer · ARM MARIWEST MORTGAGE COMPANY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2018 · Amount on File |
| Deed Sale | Jul 24, 2018 · Amount on File |
| Deed Document Number | 201822589 |
| Prior Transfer Date | Jun 18, 1996 |
| Prior Transfer Doc | 0000043604 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 225 EITHER WAY, BOULDER CREEK, CA 95006-9041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 225 EITHER WAY, BOULDER CREEK, CA 95006-9041 |
| Document Number | 0000043273 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2020-0043273 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 24, 2018 |
| Property Address | 225 EITHER WAY, BOULDER CREEK, CA 95006-9041 |
| Document Number | 0000022589 |
| Map Reference | MB 25 PG 37 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 2018-0022589 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 EITHER WAY, BOULDER CREEK, CA 95006-9041 |
| Document Number | 0000022590 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 2018-0022590 |
| Name | MARIWEST MORTGAGE COMPANY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
The 2025 property tax bill for 225 Either Way was $1,902 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,908 (+2%) Land $46,453 Building $77,455 | ||
| 2025 | $1,902.00 Homeowner's exemption | $121,478 Land $45,542 Building $75,936 | |
| 2023 | $1,736.00 (+2.78%) Homeowner's exemption | $116,762 Land $43,774 Building $72,988 | $482,760 |
| 2022 | $1,689.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 225 Either Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (2016–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 225 Either Way is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Surfnet Communications, Verizon.
5G and 4G LTE (outdoors only)
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