225 E Lorain St, Oberlin, OH 44074 Property Records

Lorain County property record for 225 E Lorain St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1972
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$62,500 (May 2007)
Tax Bill	$2,297 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-00-086-109-020`

Property Details

APN / Parcel Number

Primary APN	`09-00-086-109-020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,472 sqft
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	264 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Porch Area	32 sqft
Deck Area	144 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	225 E LORAIN ST
City	OBERLIN
State	OH
Zip	44074-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O V P OBERLIN 82.50
Legal Subdivision	O V P OBERLIN
Legal Block	109
Legal Lot Number	10
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2001
Census Tract	60100

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	42836 BIGGS RD, LAGRANGE, OH 44050-9319
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2007 · Amount on Record
Deed Sale	May 18, 2007 · Amount on Record
Prior Sale	Dec 1, 2006 · Amount on Record
Deed Document Number	2007204347
Last Transfer Date	Oct 4, 2007
Transfer Doc	0000225863
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	225 E LORAIN ST, OBERLIN, OH 44074-1213
Document Number	0000690712
Instrument Date	Sep 26, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14910 STATE ROUTE 58 OBERLIN OH 440749200, OBERLIN, OH 44074-9200

Mortgage

Document Number	0000690712
Date	Oct 11, 2018
Instrument	690712

Lender

Name	FIRST KNOX NAT'L BK
Type	Bank
Address	LOUDONVILLE, OH 44842

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 10, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,297.00	$45,720 (%) Land $9,410 Building $36,310	$130,630 (-) Land $26,880 Building $103,750
2024	$2,297.00 (+8.5%)	$45,721 (+26.44%) Land $9,408 Building $36,313	$130,630 (+26.44%) Land $26,880 Building $103,750
2023	$2,117.00 (+2.57%)	$36,159 (%) Land $7,119 Building $29,040	$103,310 (-) Land $20,340 Building $82,970
2022	$2,064.00	$36,160 Land $7,120 Building $29,040
2021			$103,310 Land $20,340 Building $82,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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