200 E Lorain St, Oberlin, OH 44074 Property Records

Lorain County property record for 200 E Lorain St, Oberlin, OH 44074 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,615 sqft · built 1900
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,091 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00-076-104-026`

Property Details

APN / Parcel Number

Primary APN	`09-00-076-104-026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,615 sqft Living Area
1st Floor Area	1,096 sqft
2nd Floor Area	518 sqft
Upper Floors Area	518 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	57,499 sqft (1.32 acres)
Lot Dimensions	999 ft deep x 34 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	264 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	200 E LORAIN ST
City	OBERLIN
State	OH
Zip	44074-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRNT 0034.25 DPTH 999.57
Legal Subdivision	RUSSIA
Legal Block	104
Legal Lot Number	123
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	1
Census Block	1019
Census Tract	60100

Owner

Source: Lorain County records · APN 09-00-076-104-026

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	200 E LORAIN ST, OBERLIN, OH 44074-1214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	200 E LORAIN ST, OBERLIN, OH 44074-1214
Document Number	0000722856
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 LORAIN ST OBERLIN OH 44074, OBERLIN, OH 44074

Mortgage

Document Number	0000722856
Date	Jul 22, 2019
Instrument	722856

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 21, 2029

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,091.00	$62,090 (-0.01%) Land $17,910 Building $44,180	$177,420 (-) Land $51,180 Building $126,240
2024	$3,091.00 (+40.31%)	$62,097 (+60.5%) Land $17,913 Building $44,184	$177,420 (+60.5%) Land $51,180 Building $126,240
2023	$2,203.00 (+5.51%)	$38,690 (+0.42%) Land $10,805 Building $27,885	$110,540 (+0.43%) Land $30,870 Building $79,670
2022	$2,088.00	$38,530 Land $10,640 Building $27,890
2021			$110,070 Land $30,400 Building $79,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 22% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.