225 E Charter St, Troy, IL 62294 Property Records

Madison County property record for 225 E Charter St, Troy, IL 62294

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 864 sqft · built 1902
Lot Size0.122 acres (5,342 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Oct 2022)
Tax Bill$1,793 (2025)
APN09-2-22-09-12-201-002

Property Details

APN / Parcel Number

Primary APN09-2-22-09-12-201-002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area864 sqft Total Area

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1944
Architectural StyleDuplex Single
Exterior MaterialVinyl
Construction TypeFrame
Lot Area5,342 sqft (0.122 acres)
Lot Dimensions82 ft deep x 64 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address225 E CHARTER ST
CityTROY
StateIL
Zip62294-1522
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionSECOND WESLEY JARVIS ADD TO TROY LT PT 1 & 2 & PT VAC ST 64.75 X 82.5
Legal SubdivisionSECOND WESLEY JARVIS ADDN
Legal Lot Number1-2
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group1
Census Block1054
Census Tract403531

Owner

Source: Madison County records · APN 09-2-22-09-12-201-002

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address225 E CHARTER ST, TROY, IL 62294-1522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 06, 2022 · Amount on Record
Deed SaleOct 06, 2022 · Amount on Record
Deed Document Number202232563
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
MunicipalityTroy City
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,793.00 (+6.22%)$25,920 (+28.32%) Land $9,060 Building $16,860$77,760 (+28.19%) Land $27,180 Building $50,580
2024$1,688.00 (+11.86%)
2022$1,509.00$20,200 Land $7,060 Building $13,140$60,660 Land $21,201 Building $39,459

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194035311, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T, Delta Communications.

Based on FCC filings for 316 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1191000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTROY
serves 16,962 people
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.69 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Charter St

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