Madison County property record for 111 E Charter St, Troy, IL 62294
| Property Type | Day Care, Pre-School |
|---|---|
| Details | 2,520 sqft · built 1975 |
| Lot Size | 0.152 acres (6,659 sqft) |
| Owner | Company Name on File |
| Last Sale | $259,000 (Sep 2025) |
| Tax Bill | $6,463 (2025) |
| Deeds & Mortgages | Jun 2020 Loan Modification Oct 2019 Loan Modification + 5 more |
| APN | 09-2-22-09-07-204-033 |
| Primary APN | 09-2-22-09-07-204-033 |
|---|
| Building Area | 2,520 sqft Total Area |
|---|
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 6,659 sqft (0.152 acres) |
| Lot Dimensions | 100 ft deep x 66 ft wide |
| Street Address | 111 E CHARTER ST |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-1504 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Day Care, Pre-School |
| Legal Description | ORIGINAL TOWN LOT 1 & PT 2 66X100.9 |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 403531 |
Source: Madison County records · APN 09-2-22-09-07-204-033
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 412 FLAGSTONE PASS DR, O FALLON, IL 62269-7437 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 24, 2020 | Loan Modification, Mortgage CENTRAL BK/ST LOUIS |
| Oct 03, 2019 | Loan Modification, Mortgage CENTRAL BK/ST LOUIS |
| Oct 04, 2018 | Loan Modification, Mortgage CENTRAL BK/ST LOUIS |
| Aug 23, 2018 | Deed of Trust, Mortgage · Line of Credit CENTRAL BK/ST LOUIS |
| Oct 05, 2017 | Loan Modification, Mortgage CENTRAL BK/ST LOUIS |
| Oct 05, 2017 | Loan Modification, Mortgage CENTRAL BK/ST LOUIS |
| Mar 01, 2017 | Loan Modification, Mortgage CENTRAL BK/ST LOUIS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on Record |
| Deed Sale | Sep 23, 2025 · Amount on Record |
| Deed Document Number | 202526505 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 111 E CHARTER ST, TROY, IL 62294-1504 |
| Document Number | 0000025054 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 111 E CHARTER ST TROY IL 622941504, TROY, IL 62294-1504 |
| Document Number | 0000025054 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 25054 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63131-4313 |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 111 E CHARTER ST, TROY, IL 62294-1504 |
| Document Number | 0000039004 |
| Instrument Date | Oct 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 111 E CHARTER ST TROY IL 622941504, TROY, IL 62294-1504 |
| Document Number | 0000039004 |
|---|---|
| Date | Dec 03, 2019 |
| Instrument | 39004 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63131-4313 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Dec 02, 2020 |
| Rate | 4.75% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 111 E CHARTER ST, TROY, IL 62294-1504 |
| Document Number | 0000037458 |
| Instrument Date | Oct 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 803 AMERICANA CT TROY IL 622942037, TROY, IL 62294-2037 |
| Document Number | 0000037458 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 37458 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | ST LOUIS, MO 63131-4313 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Nov 28, 2019 |
| Rate | 5.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 111 E CHARTER ST, TROY, IL 62294-1504 |
| Document Number | 0000026820 |
| Instrument Date | Aug 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5 FOX MILL DR MARYVILLE IL 620626715, MARYVILLE, IL 62062-6715 |
| Document Number | 0000026820 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 26820 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | O'FALLON, IL 62269 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 27, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 111 E CHARTER ST, TROY, IL 62294-1504 |
| Document Number | 0000040619 |
| Instrument Date | Oct 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000040619 |
|---|---|
| Date | Dec 04, 2017 |
| Instrument | 40619 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | 12230 MANCHESTER RD, ST LOUIS, MO 63131-4313 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Dec 03, 2022 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 111 E CHARTER ST, TROY, IL 62294-1504 |
| Document Number | 0000040622 |
| Instrument Date | Oct 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000040622 |
|---|---|
| Date | Dec 04, 2017 |
| Instrument | 40622 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | ST LOUIS, MO 63131-4313 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Dec 03, 2018 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 111 E CHARTER ST, TROY, IL 62294-1504 |
| Document Number | 0000010547 |
| Instrument Date | Mar 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 111 E CHARTER ST TROY IL 622941504, TROY, IL 62294-1504 |
| Document Number | 0000010547 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 10547 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | 12230 MANCHESTER RD, DES PERES, MO 63131-4313 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Mar 30, 2018 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,463.00 (+6.21%) | $93,420 (+28.29%) Land $14,300 Building $79,120 | $280,260 (+28.16%) Land $42,900 Building $237,360 |
| 2024 | $6,085.00 (+11.86%) | ||
| 2022 | $5,440.00 | $72,820 Land $11,140 Building $61,680 | $218,678 Land $33,453 Building $185,225 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194035311, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Delta Communications.
Based on FCC filings for 372 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL1191000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY serves 16,962 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.69 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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