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224 E 46th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 224 E 46th St, Covington, KY 41015 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1901
Square Footage1,267 sqft Finished Area
Lot Size3,920 sqft (0.09 acres)
OccupancyOwner Occupied
Last Sale$120,000 (2020)
Tax Bill$1,590.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-42-01-025.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,267 sqft Finished Area
Gross Area1,699 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area3,920 sqft (0.09 acres)
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address224 E 46TH ST
CityCOVINGTON
StateKY
Zip41015-1957
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSANDFORD FRANKLIN LOT 64 & PT LOTS 63-65
Legal SubdivisionSANDFORD FRANKLIN
Legal Lot Number64,63
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup3
Census Block3020
Census Tract61300

Owner

Source: Kenton County records · APN 056-42-01-025.00

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address224 E 46TH ST, COVINGTON, KY 41015-1957
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2026Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Sep 22, 2020Deed of Trust, Mortgage
CALIBER HM LOANS
Sep 25, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 25, 2020 · Amount on Record
Deed SaleSep 25, 2020 · Amount on Record
Prior SaleAug 14, 2015 · Amount on Record
Deed Doc Number20205900193
Deed Book / Page45 / 769
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateApr 06, 2026
Property Address224 E 46TH ST, COVINGTON, KY 41015-1957
Document Number0000006791
Book / Page410 / 728
Instrument DateMar 24, 2026
Instrument20266791
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 E 46TH ST, COVINGTON, KY 41015-1957

Mortgage

Document Number0000006791,
DateApr 06, 2026
Book Page410/728
Instrument20266791
Lender
NameNEWREZ LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address224 E 46TH ST, COVINGTON, KY 41015-1957
Document Number0000000194
Instrument DateSep 22, 2020
Transaction TypeMortgage
Record UpdatedOct 09, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 E 46TH ST COVINGTON KY 410151957, COVINGTON, KY 41015-1957

Mortgage

Document Number0000000194
DateSep 25, 2020
Book Page00M102/000826
Instrument194
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term360 Months
DueSep 24, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 25, 2020
Property Address224 E 46TH ST, COVINGTON, KY 41015-1957
Document Number0000000193
Book / Page000045 / 000769
Instrument DateSep 17, 2020
Instrument193
Transaction TypeTransfer
Record UpdatedOct 22, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 E 46TH ST COVINGTON KY 410151957, COVINGTON, KY 41015-1957

Mortgage

Document Number194
DateSep 25, 2020
Book Page00M102/000826
Instrument194
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 24, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,590.00 (-0.5%)$120,000 (-) Land $10,000 Building $110,000$120,000 (-) Land $10,000 Building $110,000
2023$1,598.00$120,000 Land $10,000 Building $110,000$120,000 Land $10,000 Building $110,000

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