225 Cobb Rd, Kinston, NC 28501 Property Records

Lenoir County property record for 225 Cobb Rd, Kinston, NC 28501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 805 sqft · built 1950
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Apr 2023)
Tax Bill	$849 (2026)
Deeds & Mortgages	Dec 2025 Reverse Mortgage Apr 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`453302696393`

Property Details

APN / Parcel Number

Primary APN	`453302696393`
Alternative APN	`22535`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	805 sqft Finished Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1957
Exterior Material	Asbestos
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	274 ft deep x 92.3 ft wide

Exterior Amenities

Porch	Patio
Porch Area	91 sqft
Deck Area	154 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	225 COBB RD
City	KINSTON
State	NC
Zip	28501-9581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA6
Legal Description	SR 1903 225 COBB RD
Legal Subdivision	DAVIS CRAIG CARROLL
Jurisdiction	LENOIR NC
Township / Civil Division	SOUTHWEST
Census Block Group	2
Census Block	2032
Census Tract	11400

Owner

225 Cobb Rd is owned and occupied by two individuals who acquired it in December 2025.

Source: Lenoir County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 COBB RD, KINSTON, NC 28501-9581
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Intrafamily Transfer, Transfer · Reverse Mortgage COMMUNITY FIRST NATIONAL BANK
Apr 5, 2023	Warranty Deed, Subdivision Related Transfer
Jan 19, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2023 · Amount on File
Deed Sale	Apr 5, 2023 · Amount on File
Prior Sale	Jan 19, 2023 · Amount on File
Deed Book / Page	1985 / 576
Last Transfer Date	Dec 16, 2025
Transfer Doc	2075000780
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LENOIR NC
Recording Date	Dec 22, 2025
Property Address	225 COBB RD, KINSTON, NC 28501-9581
Document Number	0020750780
Book / Page	2075 / 780
Map Reference	MB 908 PG 20
Instrument Date	Dec 16, 2025
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 COBB RD, KINSTON, NC 28501-9581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 COBB RD, KINSTON, NC 28501-9581

Mortgage

Document Number	0002075783
Date	Dec 22, 2025
Instrument	2075/783

Lender

Name	COMMUNITY FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	1035 Months
Due	Mar 13, 2112

Interest

Rate Type	Adjustable Rate

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Apr 5, 2023
Property Address	225 COBB RD, KINSTON, NC 28501-9581
Document Number	0019850576
Book / Page	1985 / 576
Map Reference	MB 908 PG 2
Instrument Date	Apr 5, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	May 4, 2023

Transaction

Amount	Amount on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 MADISON ANN DR, LA GRANGE, NC 28551-2046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 COBB RD, KINSTON, NC 28501-9581

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Jan 19, 2023
Property Address	225 COBB RD, KINSTON, NC 28501-9581
Document Number	0019790432
Book / Page	1979 / 432
Map Reference	MB 908 PG 2
Instrument Date	Jan 9, 2023
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount on Record
Tax	$34.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22B HOLLIS LN, PRENTISS, MS 39474

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 MADISON ANN DR, LA GRANGE, NC 28551-2046

Tax Assessment & Valuation

The 2026 property tax bill for 225 Cobb Rd was $849, down 9.6% from the year before.

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$849.00 (-9.58%)	$113,240 (-) Land $18,614 Building $94,626	$113,240 (-) Land $18,614 Building $94,626
2025	$939.00	$113,240 Land $18,614 Building $94,626	$113,240 Land $18,614 Building $94,626
2023	$319.00	$33,799 Land $13,324 Building $20,475	$33,799 Land $13,324 Building $20,475

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 225 Cobb Rd in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	51 (1996–2020)
Claims Outside the SFHA	15 of 51
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 19 claims Hurricane Matthew, Oct 2016 · 15 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Cobb Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEP RUN WATER CORPORATION private · serves 14,196 people · EPA ID NC0454030
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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