Lenoir County property record for 198 Cobb Rd, Kinston, NC 28501
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,103 sqft · built 1959 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,173 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 453302694508 |
| Primary APN | 453302694508 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,103 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 32,234 sqft (0.74 acres) |
| Lot Dimensions | 208 ft deep x 155 ft wide |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Heating System | Gas |
|---|
| Street Address | 198 COBB RD |
|---|---|
| City | KINSTON |
| State | NC |
| Zip | 28501-9580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA6 |
| Legal Description | SR 1903 LOTS 31, 32 LAKE 198 COBB RD |
| Legal Lot Number | 31-32 |
| Jurisdiction | LENOIR NC |
| Township / Civil Division | SOUTHWEST |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 11400 |
198 Cobb Rd is owned and occupied by two individuals.
Source: Lenoir County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 198 COBB RD, KINSTON, NC 28501-9580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LENOIR NC |
| Recording Date | Jul 12, 2019 |
| Property Address | 198 COBB RD, KINSTON, NC 28501-9580 |
| Document Number | 0018600665 |
| Book / Page | 1860 / 665 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 198 COBB RD, KINSTON, NC 28501-9580 |
| Document Number | 0018600672 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 1860/672 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.8% |
| Type Change Date | Jul 12, 2024 |
| Index | 5-Year CMT |
The 2026 property tax bill for 198 Cobb Rd was $1,173, down 7.1% from the year before.
Source: Lenoir County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lenoir County |
| Unified School District | Lenoir County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,173.00 (-7.13%) | $156,487 (-) Land $18,582 Building $137,905 | $156,487 (-) Land $18,582 Building $137,905 |
| 2025 | $1,263.00 | $156,487 Land $18,582 Building $137,905 | $156,487 Land $18,582 Building $137,905 |
| 2023 | $1,288.00 | $126,844 Land $13,986 Building $112,858 | $126,844 Land $13,986 Building $112,858 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 198 Cobb Rd in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 51 (1996–2020) |
| Claims Outside the SFHA | 15 of 51 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 Cobb Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEEP RUN WATER CORPORATION private · serves 14,196 people · EPA ID NC0454030 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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