225 Cloverbrook Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 225 Cloverbrook Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,504 sqft · built 2020
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Jul 2026)
Tax Bill	$8,101 (2025)
Deeds & Mortgages	Jul 2026 Sale Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000714-0740`

Property Details

APN / Parcel Number

Primary APN	`000714-0740`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,504 sqft Living Area
Gross Area	3,154 sqft
1st Floor Area	2,504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	188 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	225 CLOVERBROOK RD
City	SAINT JOHNS
State	FL
Zip	32259-2365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	92/11-23 RIVERTOWN PARCEL 13 LOT 74 OR4994/843
Legal Range	27E
Legal Township	05S
Legal Section	39
Legal Subdivision	RIVERTOWN PARCEL 13
Legal Block	1
Legal Lot Number	74
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1054
Census Tract	20807

Owner

Source: St. Johns County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	225 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer LANDMARK TITLE
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 21, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	202665446
Deed Book / Page	6411 / 1620
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 31, 2026
Property Address	225 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365
Document Number	0000065446
Book / Page	6411 / 1620
Instrument Date	Jul 27, 2026
Instrument	202665446
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Tax	$417,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	225 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054120594
Date	Nov 4, 2021
Book Page	5412/594
Instrument	2021120215

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.99%
Type Change Date	Nov 1, 2028
Min Rate At Change	3%
Max Rate At Change	6.99%
Index	Other
Max Rate	6.99%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 21, 2020
Property Address	225 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365
Document Number	0049940843
Book / Page	004994 / 000843
Instrument Date	Jun 29, 2020
Instrument	58697
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,741.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8547 WARNER RD SALINE MI 481769584, SALINE, MI 48176-9584

Mortgage

Document Number	49940847
Date	Jul 21, 2020
Book Page	004994/000847
Instrument	58698

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,327 (+2.7%)	$527,272 (-2.12%) Land $125,000 Building $402,272
2025	$8,101.00 (+9.83%) Homeowner's exemption	$393,697 (+2.9%)	$538,695 (+3.43%) Land $115,000 Building $423,695
2024	$7,376.00 (+2.1%) Homeowner's exemption	$382,602 (+3%)	$520,836 (-2.24%) Land $115,000 Building $405,836
2023	$7,224.00 (+1.92%) Homeowner's exemption	$371,458 (+3%)	$532,776 (+5.47%) Land $115,000 Building $417,776
2022	$7,088.00 Homeowner's exemption	$360,639	$505,153 Land $112,000 Building $393,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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