225 Bilbao Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 225 Bilbao Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,084 sqft · built 2005
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$227,000 (Dec 2009)
Tax Bill	$4,915 (2025)
Deeds & Mortgages	Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`284189-0520`

Property Details

APN / Parcel Number

Primary APN	`284189-0520`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	3,084 sqft Living Area
Gross Area	3,635 sqft
1st Floor Area	2,670 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	225 BILBAO DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-8853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	36/97-100 ST AUGUSTINE SHORES UNIT 8 REPLAT LOT 52 BLK 189 OR3266/840 & 5875/735(Q/C)
Legal Range	30E
Legal Township	08S
Legal Section	44
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 8 REPLAT
Legal Block	189
Legal Lot Number	52
Legal Unit	8
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2012
Census Tract	21208

Owner

Source: St. Johns County assessment roll, APN 284189-0520, as of April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	225 BILBAO DR, SAINT AUGUSTINE, FL 32086-8853
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 08, 2009 · Amount on Record
Deed Sale	Dec 08, 2009 · Amount on Record
Prior Sale	Jun 24, 2009
Deed Document Number	200962567
Deed Book / Page	3266 / 840
Last Transfer Date	Dec 19, 2023
Transfer Doc	0058750735
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Dec 22, 2023
Property Address	225 BILBAO DR, SAINT AUGUSTINE, FL 32086-8853
Document Number	0058750735
Book / Page	5875 / 735
Map Reference	MB 36 PG 97-100
Instrument Date	Dec 19, 2023
Instrument	2023099037
Transaction Type	Transfer
Record Updated	Jan 05, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 BILBAO DR, SAINT AUGUSTINE, FL 32086-8853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 BILBAO DR, SAINT AUGUSTINE, FL 32086-8853

Tax Assessment & Valuation

Source: St. Johns County assessment roll as of April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,132 (+2.7%)	$520,970 (-6.7%) Land $99,500 Building $421,470
2025	$4,915.00 (+12.32%) Homeowner's exemption	$378,902 (+5.99%)	$558,384 (+7.91%) Land $99,500 Building $458,884
2024	$4,376.00 (+1.96%)
2023	$4,292.00 (+2.8%) Homeowner's exemption	$357,499 (+3%)	$517,446 (+4.8%) Land $107,000 Building $410,446
2022	$4,175.00 Homeowner's exemption	$347,086	$493,723 Land $84,000 Building $409,723

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 143 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2554447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.