221 Bilbao Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 221 Bilbao Dr, Saint Augustine, FL 32086 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,943 sqft · built 2003
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$298,500 (Oct 2018)
Tax Bill	$1,759 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`284189-0530`

Property Details

APN / Parcel Number

Primary APN	`284189-0530`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,943 sqft Living Area
Gross Area	2,363 sqft
1st Floor Area	1,943 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	161 sqft
Patio Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	221 BILBAO DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-8853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	36/97-100 ST AUGUSTINE SHORES UNIT 8 REPLAT LOT 53 BLK 189 OR4634/451
Legal Range	30E
Legal Township	08S
Legal Section	44
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 8 REPLAT
Legal Block	189
Legal Lot Number	53
Legal Unit	8
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2012
Census Tract	21208

Owner

Source: St. Johns County records · APN 284189-0530

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	221 BILBAO DR, SAINT AUGUSTINE, FL 32086-8853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Prior Sale	Dec 22, 2010 · Amount on Record
Deed Document Number	201878618
Deed Book / Page	4634 / 451
Record Updated	Sep 20, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 31, 2018
Property Address	221 BILBAO DR, SAINT AUGUSTINE, FL 32086-8853
Document Number	0046340451
Book / Page	4634 / 0451
Map Reference	MB36 PG97-100
Instrument Date	Oct 30, 2018
Instrument	2018078618
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ISLAND TITLE OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 KING ARTHUR CT, 221, SAINT AUGUSTINE, FL 32086-8898

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 BILBAO DR, SAINT AUGUSTINE, FL 32086-8853

Mortgage

Document Number	2018078619
Date	Oct 31, 2018
Instrument	2018078619

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,452 (+2.7%)	$383,949 (-3.11%) Land $99,500 Building $284,449
2025	$1,759.00 (+15.72%) Homeowner's exemption	$144,549 (+7.43%)	$396,258 (+5.25%) Land $99,500 Building $296,758
2024	$1,520.00 (+3.97%)
2023	$1,462.00 (+4.06%) Homeowner's exemption	$134,558 (+3%)	$376,503 (+6.4%) Land $107,000 Building $269,503
2022	$1,405.00 Homeowner's exemption	$130,639	$353,854 Land $84,000 Building $269,854

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 52 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force 46 of 52 on primary residences
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004, Hurricane Frances

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	About 1 in 452 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.