225 Acorn Rdg, Devils Lake, ND 58301 Property Records

Ramsey County property record for 225 Acorn Rdg, Devils Lake, ND 58301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,868 sqft · built 1975
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$417,900 (Jul 2024)
Tax Bill	$3,120 (2025)
Deeds & Mortgages	Jul 2014 Mortgage Mar 2014 Mortgage + 7 more
APN	`05401001534000`

Property Details

APN / Parcel Number

Primary APN	`05401001534000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,868 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Roof Material	Wood
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Detached
Garage Area	256 sqft

Location & Zoning

Street Address	225 ACORN RDG
City	DEVILS LAKE
State	ND
Zip	58301-8521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 ACORN RIDGE SUB 1.05 A (DL/DL)
Legal Subdivision	ACORN RIDGE SUB
Legal Lot Number	13
Jurisdiction	RAMSEY ND
Township / Civil Division	CREEL
Census Block Group	1
Census Block	1032
Census Tract	957800

Owner

225 Acorn Rdg is owned and occupied by two individuals who bought it in July 2024.

Source: Ramsey County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 ACORN RDG, DEVILS LAKE, ND 58301-8521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2014	Deed of Trust, Mortgage BREMER BANK NA
Mar 17, 2014	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA
May 14, 2008	Deed of Trust, Mortgage GATE CITY BANK
Jun 5, 2009	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Jun 13, 2011	Deed of Trust, Mortgage GATE CITY BANK
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 1, 2010	Deed of Trust, Mortgage GATE CITY BANK
Jul 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2024 · Amount on File
Deed Sale	Jul 22, 2024 · Amount on File
Deed Document Number	2024283207
Record Updated	Sep 20, 2026

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	225 ACORN RDG, DEVILS LAKE, ND 58301-8521
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000260113
Date	Jul 2, 2014
Instrument	260113

Lender

Name	BREMER BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Amount	Amount on Record
Term	299 Months
Due	Jun 20, 2039

Interest

Rate Type	Adjustable Rate

March 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	225 ACORN RDG, DEVILS LAKE, ND 58301-8521
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000259337
Date	Mar 17, 2014
Instrument	259337

Lender

Name	BREMER BANK NA
Type	Bank
Address	LAKE ELMO, MN 55042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2034

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	225 ACORN RDG, DEVILS LAKE, ND 58301-8521
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000243219
Date	May 14, 2008
Instrument	243219

Lender

Name	GATE CITY BANK
Address	DEVILS LAKE, ND 58301

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 5, 2023

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	225 ACORN RDG, DEVILS LAKE, ND 58301-8521
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000245963
Date	Jun 5, 2009
Instrument	245963

Lender

Name	GATE CITY BANK
Address	FARGO, ND 58102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2039

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	225 ACORN RDG, DEVILS LAKE, ND 58301-8521
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000251366
Date	Jun 13, 2011
Instrument	251366

Lender

Name	GATE CITY BANK
Address	DEVILS LAKE, ND 58301

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 5, 2026

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	225 ACORN RDG, DEVILS LAKE, ND 58301-8521
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000274559
Date	Jul 2, 2020
Instrument	274559

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	225 ACORN RDG, DEVILS LAKE, ND 58301-8521
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000249784
Date	Dec 1, 2010
Instrument	249784

Lender

Name	GATE CITY BANK
Address	DEVILS LAKE, ND 58301

Agreement

Amount	Amount on Record
Term	177 Months
Due	Sep 5, 2025

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	225 ACORN RDG, DEVILS LAKE, ND 58301-8521
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	REGENT TITLE, REGENCY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 7TH ST NE, DEVILS LAKE, ND 58301-2438

Mortgage

Document Number	0000283208
Date	Jul 22, 2024
Instrument	283208

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	225 ACORN RDG, DEVILS LAKE, ND 58301-8521
Transaction Type	Mortgage
Record Updated	Jun 1, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	274559
Date	Jul 2, 2020
Instrument	274559

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 225 Acorn Rdg was $3,120, down 30.1% from the year before.

Source: Ramsey County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ramsey County
County Subdivision	Creel Township
Unified School District	Devils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,120.00 (-30.09%)	$195,100 Land $11,850 Building $183,250	$390,200 Land $23,700 Building $366,500
2024	$4,463.00 (+29.85%)
2023	$3,437.00	$161,650 Land $10,850 Building $150,800	$323,300 Land $21,700 Building $301,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 225 Acorn Rdg; there have been 223 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	223 (1995–2012)
Claims Outside the SFHA	135 of 223
Most Recent Claim	Sep 2012 · lake rise
Claims by Event	Flooding, Jun 2011 · 37 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 31 claims Severe Storms,flooding, & Ice Jams, Jun 1996 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Acorn Rdg is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 76% of North Dakota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Dakota Telephone Company Fiber	10,000 / 10,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Midco.

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