109 Acorn Rdg, Devils Lake, ND 58301 Property Records

Ramsey County property record for 109 Acorn Rdg, Devils Lake, ND 58301

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,556 sqft · built 1973
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Last Sale	$206,800 (Aug 2018)
Tax Bill	$1,509 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2017 Mortgage + 5 more
APN	`05401001524000`

Property Details

APN / Parcel Number

Primary APN	`05401001524000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,556 sqft Living Area
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Detached
Garage Area	480 sqft

Location & Zoning

Street Address	109 ACORN RDG
City	DEVILS LAKE
State	ND
Zip	58301-8520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 ACORN RIDGE SUB .93 A (DL/DL)
Legal Subdivision	ACORN RIDGE SUB
Legal Lot Number	3
Jurisdiction	RAMSEY ND
Township / Civil Division	CREEL
Census Block Group	1
Census Block	1032
Census Tract	957800

Owner

109 Acorn Rdg is owned and occupied by an individual who bought it in August 2018.

Source: Ramsey County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	109 ACORN RDG, DEVILS LAKE, ND 58301-8520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · VA Mortgage BREMER BANK NA
Jun 19, 2017	Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK
Dec 21, 2011	Deed of Trust, Mortgage GATE CITY BANK
Aug 27, 2021	Deed of Trust, Mortgage · VA Mortgage BREMER BANK NA
Jun 19, 2017	Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK
Aug 13, 2018	Warranty Deed, Transfer · VA Mortgage BREMER BANK NA
Aug 13, 2018	Warranty Deed, Transfer · VA Mortgage BREMER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2018 · Amount on File
Deed Sale	Aug 13, 2018 · Amount on File
Deed Document Number	2018270485
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	109 ACORN RDG, DEVILS LAKE, ND 58301-8520
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000277463
Date	Aug 27, 2021
Instrument	277463

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	109 ACORN RDG, DEVILS LAKE, ND 58301-8520
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000268009
Date	Jun 19, 2017
Instrument	268009

Lender

Name	GATE CITY BANK
Type	Bank
Address	DEVILS LAKE, ND 58301

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 5, 2032

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	109 ACORN RDG, DEVILS LAKE, ND 58301-8520
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000252826
Date	Dec 21, 2011
Instrument	252826

Lender

Name	GATE CITY BANK
Address	DEVILS LAKE, ND 58301

Agreement

Amount	Amount on Record
Term	60 Months
Due	Dec 10, 2016

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	109 ACORN RDG, DEVILS LAKE, ND 58301-8520
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	277463
Date	Aug 27, 2021
Instrument	277463

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	109 ACORN RDG, DEVILS LAKE, ND 58301-8520
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	268009
Date	Jun 19, 2017
Instrument	268009

Lender

Name	GATE CITY BANK
Type	Bank
Address	DEVILS LAKE, ND 58301

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 5, 2032

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Aug 13, 2018
Property Address	109 ACORN RDG, DEVILS LAKE, ND 58301-8520
Document Number	270485
Instrument Date	Aug 13, 2018
Instrument	270485
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ACORN RDG, DEVILS LAKE, ND 58301-8520

Mortgage

Document Number	270486
Date	Aug 13, 2018
Instrument	270486

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Aug 13, 2018
Property Address	109 ACORN RDG, DEVILS LAKE, ND 58301-8520
Document Number	0000270485
Instrument Date	Aug 13, 2018
Instrument	270485
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ACORN RDG, DEVILS LAKE, ND 58301-8520

Mortgage

Document Number	0000270486
Date	Aug 13, 2018
Instrument	270486

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 109 Acorn Rdg was $1,509, down 49.7% from the year before.

Source: Ramsey County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ramsey County
County Subdivision	Creel Township
Unified School District	Devils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,509.00 (-49.68%)	$128,500 Land $11,050 Building $117,450	$257,000 Land $22,100 Building $234,900
2024	$2,999.00 (+19.2%)
2023	$2,516.00	$118,350 Land $10,050 Building $108,300	$236,700 Land $20,100 Building $216,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 109 Acorn Rdg; there have been 223 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	223 (1995–2012)
Claims Outside the SFHA	135 of 223
Most Recent Claim	Sep 2012 · lake rise
Claims by Event	Flooding, Jun 2011 · 37 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 31 claims Severe Storms,flooding, & Ice Jams, Jun 1996 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Acorn Rdg is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 84% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Dakota Telephone Company Fiber	10,000 / 10,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Midco.

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