225 7th St, Tracy, MN 56175 Property Records

Lyon County property record for 225 7th St, Tracy, MN 56175

Property Summary

Property Type	Single Family Home
Details	built 1900
Lot Size	0.189 acres (8,248 sqft)
Owner	Company Name on Record
Last Sale	$16,450 (Feb 2020)
Tax Bill	$2,934 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-104227-1`

Property Details

APN / Parcel Number

Primary APN	`31-104227-1`

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,248 sqft (0.189 acres)

Location & Zoning

Street Address	225 7TH ST
City	TRACY
State	MN
Zip	56175-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND RAILWAY ADDITION TO TRACY 01010001 SPECIAL ASSESSMENT ONLY LOT 6 BLK 30-CHURCH BUILDING
Legal Subdivision	2ND RAILWAY ADDITION
Legal Block	30
Legal Lot Number	6
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1019
Census Tract	360700

Owner

Source: Lyon County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2261 MARKET ST, SAN FRANCISCO, CA 94114-1612
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Seller Carry-Back PATRICIA J JOHNSON TRUST
Dec 13, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 18, 2020	Quit Claim Deed, Transfer PREMIUM TITLE INC, PREMIUM TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2020 · Amount on Record
Deed Sale	Feb 18, 2020 · Amount on Record
Deed Document Number	20208043
Prior Transfer Date	Feb 11, 2020
Prior Transfer Doc	08043
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	225 7TH ST, TRACY, MN 56175-1119
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017092
Date	Jan 22, 2024
Instrument	17092

Lender

Name	PATRICIA J JOHNSON TRUST
Type	Seller
Address	NA

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2030

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYON MN
Recording Date	Dec 13, 2023
Property Address	225 7TH ST, TRACY, MN 56175-1119
Document Number	0000016932
Instrument Date	Dec 6, 2023
Instrument	16932
Transaction Type	Transfer
Record Updated	Jan 3, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5556, SAN CLEMENTE, CA 92674-5556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5556, SAN CLEMENTE, CA 92674-5556

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYON MN
Recording Date	Feb 18, 2020
Property Address	225 7TH ST, TRACY, MN 56175-1119
Document Number	08043
Instrument Date	Feb 11, 2020
Instrument	08043
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	PREMIUM TITLE INC, PREMIUM TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 MORTGAGE WAY, 1, MOUNT LAUREL, NJ 08054-4637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E AVENIDA PICO UNIT 5556, 5556, SAN CLEMENTE, CA 92674-6362

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,934.00 (+74.44%)	$108,700 (+3.52%) Land $5,400 Building $103,300	$108,700 (+3.52%) Land $5,400 Building $103,300
2025		$105,000 (+21.95%) Land $5,400 Building $99,600	$105,000 (+21.95%) Land $5,400 Building $99,600
2023	$1,682.00	$86,100 Land $4,200 Building $81,900	$86,100 Land $4,200 Building $81,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Bluepeak.

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