213 7th St, Tracy, MN 56175 Property Records

Lyon County property record for 213 7th St, Tracy, MN 56175

Property Summary

Property Type	Single Family Home
Details	built 1893
Lot Size	0.189 acres (8,248 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jan 2025)
Tax Bill	$836 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-104228-0`

Property Details

APN / Parcel Number

Primary APN	`31-104228-0`

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Lot Area	8,248 sqft (0.189 acres)

Location & Zoning

Street Address	213 7TH ST
City	TRACY
State	MN
Zip	56175-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND RAILWAY ADDITION TO TRACY 01010001
Legal Subdivision	2ND RAILWAY ADDITION
Legal Block	30
Legal Lot Number	7
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1019
Census Tract	360700

Owner

Source: Lyon County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	213 7TH ST, TRACY, MN 56175-1119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · VA Mortgage EXTREME LOANS LLC
Oct 29, 2019	Deed, Transfer
Oct 25, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2025 · Amount on Record
Deed Sale	Jan 22, 2025 · Amount on Record
Prior Sale	Sep 16, 2024 · Amount on Record
Deed Document Number	202519027
Prior Transfer Date	Sep 10, 2024
Prior Transfer Doc	0000018341
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	213 7TH ST, TRACY, MN 56175-1119
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020412
Date	Oct 16, 2025
Instrument	20412

Lender

Name	EXTREME LOANS LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LYON MN
Recording Date	Oct 29, 2019
Property Address	213 7TH ST, TRACY, MN 56175-1119
Document Number	0000219508
Instrument Date	Oct 25, 2019
Instrument	219508
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Oct 25, 2019
Property Address	213 7TH ST, TRACY, MN 56175-1119
Document Number	0000219489
Instrument Date	Oct 25, 2019
Instrument	219489
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$270.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 PLEASANT VIEW RD, SLAYTON, MN 56172-1933

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$836.00 (-40.2%)	$128,500 (+3.46%) Land $5,400 Building $123,100	$128,500 (+3.46%) Land $5,400 Building $123,100
2025		$124,200 (+20.12%) Land $5,400 Building $118,800	$124,200 (+20.12%) Land $5,400 Building $118,800
2023	$1,398.00	$103,400 Land $4,200 Building $99,200	$103,400 Land $4,200 Building $99,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Bluepeak.

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