2248 River Reach Dr, Naples, FL 34104 Property Records

Collier County property record for 2248 River Reach Dr, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	2,028 sqft · built 1997
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$459,000 (Feb 2021)
Tax Bill	$5,933 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`593200 854A35`

Property Details

APN / Parcel Number

Primary APN	`593200 854A35`
Alternative APNs	`69653600005133100854` `69653600005`

Interior

Stories	1 Story
Building Area	2,028 sqft Living Area
1st Floor Area	2,028 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
Deck Area	306 sqft

Location & Zoning

Street Address	2248 RIVER REACH DR
City	NAPLES
State	FL
Zip	34104-6923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	RIVER REACH LOT 85 OR 2003 PG 295
Legal Range	25
Legal Township	49
Legal Section	35
Legal Subdivision	RIVER REACH
Legal Tract	593200
Legal Block	1
Legal Lot Number	85
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1024
Census Tract	10401

Owner

2248 River Reach Dr is owned and occupied by two individuals who bought it in February 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2248 RIVER REACH DR, NAPLES, FL 34104-6923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2021 · Amount on File
Deed Sale	Feb 9, 2021 · Amount on File
Prior Sale	Nov 17, 1994 · Amount on File
Deed Document Number	20215998816
Deed Book / Page	5889 / 2318
Prior Transfer Date	Mar 6, 2008
Prior Transfer Doc	0043380317
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 9, 2021
Property Address	2248 RIVER REACH DR, NAPLES, FL 34104-6923
Document Number	0058892318
Book / Page	5889 / 2318
Map Reference	MB 14 PG 23-25
Instrument Date	Feb 5, 2021
Instrument	5998816
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,213.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1965 RIVER REACH DR APT 235, 1965, NAPLES, FL 34104-6988

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2248 RIVER REACH DR, NAPLES, FL 34104-6923

Mortgage

Document Number	0058892320
Date	Feb 9, 2021
Instrument	5889/2320

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2248 RIVER REACH DR, NAPLES, FL 34104-6923
Document Number	0056750092
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2248 RIVER REACH DR NAPLES FL 341046923, NAPLES, FL 34104-6923

Mortgage

Document Number	0056750092
Date	Sep 18, 2019
Book Page	005675/000092
Instrument	5767136

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 17, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 2248 River Reach Dr was $5,933 with a homeowner's exemption, up 0.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$590,585 (+2.7%)	$618,170 (+7.5%) Land $297,079 Building $321,091
2025	$5,933.00 (+0.32%) Homeowner's exemption	$575,058 Land $316,246 Building $258,812	$575,058 Land $316,246 Building $258,812
2024	$5,914.00 (+0.96%)
2023	$5,858.00 (-7.47%) Homeowner's exemption	$578,344 (-2.07%) Land $275,517 Building $302,827	$578,344 (-4.76%) Land $275,517 Building $302,827
2022	$6,331.00 Homeowner's exemption	$590,576	$607,246 Land $296,839 Building $310,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2248 River Reach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 343 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 in force
Nearby Flood Claims	245 (1995–2024)
Claims Outside the SFHA	25 of 245
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 94 claims Hurricane Ian, Sep 2022 · 127 claims Hurricane Irma, Sep 2017 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2248 River Reach Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

Nearby Properties on River Reach Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures