2249 Cold Springs Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 2249 Cold Springs Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,401 sqft · built 1959
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Company Names on Record
Last Sale	$525,000 (Mar 2026)
Tax Bill	$2,923 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`323-180-002-000`

Property Details

APN / Parcel Number

Primary APN	`323-180-002-000`
Alternative APNs	`32318002100` `3231800210`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,401 sqft Living Area
1st Floor Area	1,401 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Wood
Lot Area	52,708 sqft
Patio Area	1,268 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	2249 COLD SPRINGS RD
City	PLACERVILLE
State	CA
Zip	95667-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Description	SEC 11 10 10
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3014
Census Tract	31000

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3077 PONTE MORINO DR, C202, CAMERON PARK, CA 95682-8294
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 13, 2026	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 6, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Deed Document Number	20268317
Prior Transfer Date	Mar 6, 2026
Prior Transfer Doc	0000008316
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2249 COLD SPRINGS RD, PLACERVILLE, CA 95667-3123
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2249 COLD SPRINGS RD, PLACERVILLE, CA 95667-3123

Mortgage

Document Number	0000000617
Date	Jan 9, 2024
Instrument	2024-0000617

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2249 COLD SPRINGS RD, PLACERVILLE, CA 95667-3123
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2249 COLD SPRINGS RD, PLACERVILLE, CA 95667-3123

Mortgage

Document Number	0000077784
Date	Dec 27, 2021
Instrument	2021-0077784

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 13, 2026
Property Address	2249 COLD SPRINGS RD, PLACERVILLE, CA 95667-3123
Document Number	0000008317
Instrument Date	Mar 5, 2026
Instrument	2026-0008317
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2249 COLD SPRINGS RD, PLACERVILLE, CA 95667-3123

Mortgage

Document Number	0000008318
Date	Mar 13, 2026
Instrument	2026-0008318

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2249 COLD SPRINGS RD, PLACERVILLE, CA 95667-3123
Document Number	0000029482
Instrument Date	Jul 6, 2017
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2249 COLD SPRINGS RD PLACERVILLE CA 956673123, PLACERVILLE, CA 95667-3123

Mortgage

Document Number	0000029482
Date	Jul 19, 2017
Instrument	29482

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$288,851 (+2%) Land $90,158 Building $198,693
2025	$2,923.00 (+2.06%) Homeowner's exemption	$283,189 (+4.04%) Land $88,391 Building $194,798
2024	$2,864.00 (+2.07%)
2023	$2,806.00 (+1.48%) Homeowner's exemption	$272,194 Land $84,959 Building $187,235
2022	$2,765.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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