2249 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2249 Birch Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 1,569 sqft
Lot Size	0.082 acres (3,583 sqft)
Owner	Individual Name on File
Last Sale	$141,500 (Jan 2021)
Tax Bill	$4,050 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`387-0040-00220`

Property Details

APN / Parcel Number

Primary APN	`387-0040-00220`
Alternative APN	`1103292`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,569 sqft Gross Area
1st Floor Area	1,569 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,583 sqft (0.082 acres)

Exterior Amenities

Porch	Porch
Porch Area	35 sqft
Deck Area	64 sqft
Cabin	208 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1103292
Street Address	2249 BIRCH POINT RD
City	TOWER
State	MN
Zip	55790-8114
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	EX ELY 82 5/100 FT SERIAL #
Legal Subdivision	ANITA BEACH T OF GREENWOOD
Legal Block	2
Legal Lot Number	12
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1255
Census Tract	15502

Owner

Source: St. Louis County records · APN 387-0040-00220

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1019 17TH ST SE, FOREST LAKE, MN 55025-2023
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jan 13, 2021	Grant Deed, Transfer NATIONALLINK
Sep 11, 2020	Grant Deed, Transfer NOT AVAILABLE
Mar 03, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	20211035131
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2249 BIRCH POINT RD, TOWER, MN 55790-8114
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001038579
Date	Mar 31, 2021
Instrument	1038579

Lender

Name	BELL BANK
Type	Bank
Address	OMAHA, NE 68103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 13, 2021
Property Address	2249 BIRCH POINT RD, TOWER, MN 55790-8114
Document Number	00T1035131
Instrument Date	Dec 02, 2020
Instrument	T1035131
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	NATIONALLINK

Transaction

Amount	Amount Recorded
Tax	$467.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1019 17TH ST NE FOREST LAKE MN 55025, FOREST LAKE, MN 55025

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 11, 2020
Property Address	2249 BIRCH POINT RD, TOWER, MN 55790-8114
Document Number	00T1028870
Instrument Date	Sep 09, 2020
Instrument	T1028870
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2249 BIRCH POINT RD TOWER MN 55790, TOWER, MN 55790

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 03, 2020
Property Address	2249 BIRCH POINT RD, TOWER, MN 55790-8114
Document Number	00T1021068
Instrument Date	Mar 03, 2020
Instrument	T1021068
Transaction Type	Foreclosure
Record Updated	Mar 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$419.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,050.00 (+44.33%)
2025	$2,806.00 (+3.54%)	$520,000 (+56.58%) Land $189,200 Building $330,800	$520,000 (+56.58%) Land $189,200 Building $330,800
2024	$2,710.00	$332,100 (+16.69%) Land $136,000 Building $196,100	$332,100 (+16.69%) Land $136,000 Building $196,100
2022		$284,600 Land $114,700 Building $169,900	$284,600 Land $114,700 Building $169,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Telephone Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 51 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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