2248 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2248 Birch Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1 ba · 952 sqft
Lot Size	0.157 acres (6,880 sqft)
Owner	Individual Name on Record
Tax Bill	$2,886 (2026)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`387-0040-00250`

Property Details

APN / Parcel Number

Primary APN	`387-0040-00250`
Alternative APN	`5797`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	952 sqft Gross Area
1st Floor Area	952 sqft
Basement Area	554 sqft
Finished Basement	554 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Lot Area	6,880 sqft (0.157 acres)

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Deck Area	56 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	5797
Street Address	2248 BIRCH POINT RD
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	WLY 90 13/100 FT OF ELY 190 FT OFOUTLOT A SERIAL #
Legal Subdivision	ANITA BEACH
Legal Lot Number	A
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1255
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11500 22ND AVE S, BURNSVILLE, MN 55337-1201
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 26, 2007
Transfer Doc	0000835148
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2248 BIRCH POINT RD, TOWER, MN 55790
Document Number	000T982771
Instrument Date	Mar 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2248 BIRCH POINT RD TOWER MN 55790, TOWER, MN 55790

Mortgage

Document Number	000T982771
Date	Mar 7, 2017
Instrument	T982771

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,886.00 (-9.19%)
2025	$3,178.00 (+3.59%)	$363,500 (-3.5%) Land $117,400 Building $246,100	$363,500 (-3.5%) Land $117,400 Building $246,100
2024	$3,068.00	$376,700 (+16.09%) Land $159,400 Building $217,300	$376,700 (+16.09%) Land $159,400 Building $217,300
2022		$324,500 Land $133,800 Building $190,700	$324,500 Land $133,800 Building $190,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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