Fluvanna County property record for 2248 Ridge Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,400 sqft · built 2008 |
| Lot Size | 3.04 acres (132,727 sqft) |
| Owner | Individual Name on File |
| Last Sale | $164,500 (Mar 2018) |
| Tax Bill | $2,080 (2025) |
| Deeds & Mortgages | Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20 21 6 |
| Primary APN | 20 21 6 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 1,560 sqft |
| 1st Floor Area | 1,400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 132,727 sqft (3.04 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2248 RIDGE RD |
|---|---|
| City | PALMYRA |
| State | VA |
| Zip | 22963-4006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | INST 180000700 AC 3.047 SUNNY RIDGE |
| Legal Subdivision | SUNNY RIDGE |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 20200 |
2248 Ridge Rd is owned and occupied by an individual who bought it in March 2018.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2248 RIDGE RD, PALMYRA, VA 22963-4006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2018 · Amount on File |
| Deed Sale | Mar 9, 2018 · Amount on File |
| Prior Sale | Apr 13, 2010 · Amount on File |
| Deed Document Number | 2018700 |
| Prior Transfer Date | May 9, 2012 |
| Prior Transfer Doc | 864/292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Mar 9, 2018 |
| Property Address | 2248 RIDGE RD, PALMYRA, VA 22963-4006 |
| Document Number | 1800700 |
| Map Reference | PB 864 PG 292 |
| Instrument Date | Feb 2, 2018 |
| Instrument | 1800700 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2248 RIDGE RD, PALMYRA, VA 22963-4006 |
| Document Number | 1800701 |
|---|---|
| Date | Mar 9, 2018 |
| Instrument | 1800701 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2248 Ridge Rd was $2,080, up 0.7% from the year before.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,500 (-) Land $49,700 Building $225,800 | $275,500 (-) Land $49,700 Building $225,800 | |
| 2025 | $2,080.00 (+0.68%) | $275,500 Land $49,700 Building $225,800 | $275,500 Land $49,700 Building $225,800 |
| 2024 | $2,066.00 | ||
| 2023 | $221,900 Land $49,700 Building $172,200 | $221,900 Land $49,700 Building $172,200 | |
| 2022 | $1,872.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2248 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2248 Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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