Fluvanna County property record for 2170 Ridge Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,294 sqft · built 2007 |
| Lot Size | 2.91 acres (126,847 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $201,000 (Jul 2016) |
| Tax Bill | $2,815 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20 21 8 |
| Primary APN | 20 21 8 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,294 sqft Living Area |
| Gross Area | 2,536 sqft |
| 1st Floor Area | 1,440 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 126,847 sqft (2.91 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 182 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2170 RIDGE RD |
|---|---|
| City | PALMYRA |
| State | VA |
| Zip | 22963-4005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 965-484 AC 2.912 SUNNY RIDGE |
| Legal Subdivision | SUNNY RIDGE |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 20200 |
2170 Ridge Rd is owned and occupied by two individuals who bought it in July 2016.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2170 RIDGE RD, PALMYRA, VA 22963-4005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2016 · Amount on File |
| Deed Sale | Jul 8, 2016 · Amount on File |
| Prior Sale | Mar 7, 2008 · Amount on File |
| Deed Document Number | 20161860 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 2170 RIDGE RD, PALMYRA, VA 22963-4005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0240000365 |
|---|---|
| Date | Feb 14, 2024 |
| Instrument | 240000365 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Aug 1, 2046 |
The 2025 property tax bill for 2170 Ridge Rd was $2,815.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $372,900 (-) Land $49,100 Building $323,800 | $372,900 (-) Land $49,100 Building $323,800 | |
| 2025 | $2,815.00 | $372,900 Land $49,100 Building $323,800 | $372,900 Land $49,100 Building $323,800 |
| 2023 | $308,300 Land $49,100 Building $259,200 | $308,300 Land $49,100 Building $259,200 | |
| 2022 | $2,602.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2170 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2170 Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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