2248 Hearthside Dr, Petoskey, MI 49770 Property Records

Emmet County property record for 2248 Hearthside Dr, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Owner	Company Name on File
Tax Bill	$5,965 (2024)
Deeds & Mortgages	Oct 2021 Sale Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-16-25-105-141`

Property Details

APN / Parcel Number

Primary APN	`01-16-25-105-141`

Exterior

Architectural Style	Condo/Apartment

Location & Zoning

Street Address	2248 HEARTHSIDE DR
City	PETOSKEY
State	MI
Zip	49770-8988
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC PUD-RO
Legal Description	HEARTHSIDE GROVE CONDO, PLAN #348, UNIT 41, SECTION 25 & 26, T35N, R5W
Legal Range	05W
Legal Township	35N
Legal Section	25
Legal Subdivision	HEARTHSIDE GROVE CONDOMINIUM
Legal Unit	41
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2012
Census Tract	970500

Owner

Source: Emmet County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	13733 LONG RIDGE DR, GAINESVILLE, VA 20155-4202
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Warranty Deed, Transfer
Oct 26, 2018	Deed of Trust, Mortgage HORIZON BANK & TRUST CO
Jun 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2009
Deed Sale	Jul 13, 2009
Deed Document Number	20095067684
Deed Book / Page	1115 / 242
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 19, 2021
Property Address	2248 HEARTHSIDE DR, PETOSKEY, MI 49770-8988
Document Number	1238/94
Book / Page	1238 / 94
Instrument Date	Oct 12, 2021
Instrument	5191056
Transaction Type	Transfer
Record Updated	Nov 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13733 LONG RIDGE DR, GAINESVILLE, VA 20155-4202

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2248 HEARTHSIDE DR, PETOSKEY, MI 49770-8988
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001207/0000000581
Date	Oct 26, 2018
Book Page	0000001207/0000000581
Instrument	000005160475

Lender

Name	HORIZON BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jun 20, 2018
Property Address	2248 HEARTHSIDE DR, PETOSKEY, MI 49770-8988
Document Number	1204/431
Book / Page	1204 / 431
Instrument Date	Jun 11, 2018
Instrument	000005157326
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56933 BUCKHORN RD, THREE RIVERS, MI 49093-8019

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,500 (+117.07%) Land $278,500	$557,000 (+117.07%) Land $557,000
2024	$5,965.00
2023		$128,300 Land $128,300	$256,600 Land $256,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEARTHSIDE GROVE MOTOR COACH RESORT private · serves 100 people · EPA ID MI0040680
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Truestream.

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