2248 Fern St, Merced, CA 95348 Property Records

Merced County property record for 2248 Fern St, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,368 sqft · built 1998
Lot Size	0.239 acres (10,429 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (Nov 1998)
Tax Bill	$1,666 (2025)
Deeds & Mortgages	Jul 2019 Transfer
Flood Zone	Zone AO (high risk)
APN	`057-474-030-000`

Property Details

APN / Parcel Number

Primary APN	`057-474-030-000`
Alternative APN	`057-474-030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	1,896 sqft
1st Floor Area	1,368 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	10,429 sqft (0.239 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	057-474-030
Street Address	2248 FERN ST
City	MERCED
State	CA
Zip	95348-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	VALLEY EST #2 - 3 & 4 LOT 45
Legal Subdivision	VALLEY ESTATE
Legal Lot Number	45
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2000
Census Tract	903

Owner

2248 Fern St is owned and occupied by an individual who bought it in November 1998.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2248 FERN ST, MERCED, CA 95348-3810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 1998 · Amount on File
Deed Sale	Nov 18, 1998 · Amount on File
Deed Document Number	199841646
Deed Book / Page	3798 / 46
Record Updated	Oct 29, 2026

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Jul 2, 2019
Property Address	MERCED, CA 95348
Document Number	0000019761
Instrument Date	Jul 2, 2019
Instrument	19761
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2248 FERN ST MERCED CA 953483810, MERCED, CA 95348-3810

Tax Assessment & Valuation

The 2025 property tax bill for 2248 Fern St was $1,666.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$148,688 (+2%) Land $39,964 Building $108,724
2025	$1,666.00	$145,774 Land $39,181 Building $106,593
2023	$1,557.00 (+1.37%)	$140,114 Land $37,660 Building $102,454
2022	$1,536.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2248 Fern St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 136 policies
Nearby Flood Policies	136 in force
Nearby Flood Claims	17 (2006–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 12 claims Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2248 Fern St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - MEADOWBROOK private · serves 5,723 people · EPA ID CA2410008
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20