Merced County property record for 2216 Fern St, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,191 sqft · built 1978 |
| Lot Size | 0.218 acres (9,487 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Oct 2011) |
| Tax Bill | $2,491 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone AO (high risk) |
| APN | 057-302-046-000 |
| Primary APN | 057-302-046-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,191 sqft Living Area |
| Gross Area | 1,555 sqft |
| 1st Floor Area | 1,191 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Custom Design |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 9,487 sqft (0.218 acres) |
| Lot Dimensions | 190 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 57 sqft |
| Patio Area | 365 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 057-302-046 |
|---|---|
| Street Address | 2216 FERN ST |
| City | MERCED |
| State | CA |
| Zip | 95348-3731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MDW-BRK TR LOT 66 |
| Legal Subdivision | MEADOW BROOK TR |
| Legal Lot Number | 66 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 903 |
2216 Fern St is owned and occupied by an individual who acquired it in November 2019.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2216 FERN ST, MERCED, CA 95348-3731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Dec 2, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage SUPREME LNDG |
| Dec 2, 2019 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2011 · Amount on File |
| Deed Sale | Oct 7, 2011 · Amount on File |
| Prior Sale | May 16, 2011 · Amount on File |
| Deed Document Number | 201136092 |
| Last Transfer Date | Nov 25, 2019 |
| Transfer Doc | 0000040550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2216 FERN ST, MERCED, CA 95348-3731 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2216 FERN ST, MERCED, CA 95348-3731 |
| Document Number | 0000026241 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 2020026241 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Dec 2, 2019 |
| Property Address | 2216 FERN ST, MERCED, CA 95348-3731 |
| Document Number | 0000040550 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 40550 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2216 FERN ST MERCED CA 953483731, MERCED, CA 95348-3731 |
| Document Number | 40551 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 40551 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Dec 2, 2019 |
| Property Address | 2216 FERN ST, MERCED, CA 95348-3731 |
| Document Number | 0000040549 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 40549 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2216 FERN ST MERCED CA 953483731, MERCED, CA 95348-3731 |
The 2025 property tax bill for 2216 Fern St was $2,491 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $194,962 (+2%) Land $35,797 Building $159,165 | |
| 2025 | $2,491.00 Homeowner's exemption | $191,141 Land $35,096 Building $156,045 |
| 2023 | $2,180.00 (+13.42%) Homeowner's exemption | $183,721 Land $33,734 Building $149,987 |
| 2022 | $1,922.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2216 Fern St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 136 policies |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 17 (2006–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2216 Fern St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM - MEADOWBROOK private · serves 5,723 people · EPA ID CA2410008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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