Carroll County property record for 2248 Cherokee Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,350 sqft · built 2002 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (Jul 2019) |
| Tax Bill | $7,175 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-032738 |
| Primary APN | 09-032738 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,350 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 378 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 032738 |
|---|---|
| Street Address | 2248 CHEROKEE DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 54 - 1.09 ACS 2248 CHEROKEE DR 46-51/5 SUN VALLEY SEC 2 PL D |
| Legal Subdivision | SECTION 2 SUN VALLEY |
| Legal Lot Number | 54 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 509001 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2248 CHEROKEE DR, WESTMINSTER, MD 21157-7800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SHORE UNITED BANK NA |
| Jul 16, 2019 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2019 · Amount on Record |
| Deed Sale | Jul 16, 2019 · Amount on Record |
| Prior Sale | Jul 24, 2002 · Amount on Record |
| Deed Book / Page | 9346 / 187 |
| Prior Transfer Date | Jul 8, 2019 |
| Prior Transfer Doc | 0093460187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 10, 2026 |
| Property Address | 2248 CHEROKEE DR, WESTMINSTER, MD 21157-7800 |
| Document Number | 1182000436 |
| Book / Page | 11829 / 436 |
| Instrument Date | Jul 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 2248 CHEROKEE DR, WESTMINSTER, MD 21157-7800 |
| Document Number | 1182000436, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 11829/436 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 27, 2036 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2248 CHEROKEE DR, WESTMINSTER, MD 21157-7800 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0100270060 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 10027/60 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2248 CHEROKEE DR, WESTMINSTER, MD 21157-7800 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0104000139 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 10400/139 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2248 CHEROKEE DR, WESTMINSTER, MD 21157-7800 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 2248 CHEROKEE DR, WESTMINSTER, MD 21157-7800 |
| Document Number | 0106730001 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 10673/1 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Address | EASTON, MD 21601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 16, 2019 |
| Property Address | 2248 CHEROKEE DR, WESTMINSTER, MD 21157-7800 |
| Document Number | 0093460187 |
| Book / Page | 009346 / 000187 |
| Instrument Date | Jul 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2019 |
| Title Company | LAWYERS TRUST TITLE COMPANY, LAWYERS TR TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $515.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2248 CHEROKEE DR WESTMINSTER MD 211577800, WESTMINSTER, MD 21157-7800 |
| Document Number | 93460194 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 009346/000194 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2049 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,175.00 (+5.39%) | $635,333 (+5.44%) | $668,100 (-) Land $200,900 Building $467,200 |
| 2025 | $6,808.00 (+16.36%) | $602,567 (+16.36%) | $668,100 (+17.25%) Land $200,900 Building $467,200 |
| 2023 | $5,851.00 | $517,867 | $569,800 Land $180,900 Building $388,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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