Carroll County property record for 2243 Cherokee Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,426 sqft · built 2002 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $740,000 (Aug 2006) |
| Tax Bill | $8,345 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-032681 |
| Primary APN | 09-032681 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,426 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 50,094 sqft (1.15 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 780 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 132 sqft |
| Deck Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 032681 |
|---|---|
| Street Address | 2243 CHEROKEE DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 51 - 1.15 ACS 2243 CHEROKEE DR 46-51/5 SUN VALLEY SEC 2 PL D |
| Legal Subdivision | SUN VLY D SEC 2 |
| Legal Lot Number | 51 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 509001 |
2243 Cherokee Dr is owned and occupied by two individuals who bought it in August 2006.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2243 CHEROKEE DR, WESTMINSTER, MD 21157-7802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2022 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Apr 14, 2020 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jan 4, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2006 · Amount on File |
| Deed Sale | Aug 24, 2006 · Amount on File |
| Prior Sale | Oct 31, 2002 · Amount on File |
| Deed Document Number | 200660707 |
| Deed Book / Page | 4975 / 118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2243 CHEROKEE DR, WESTMINSTER, MD 21157-7802 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Title Company | BCHH INC |
| Name | Verified Name |
|---|
| Document Number | 0109050084 |
|---|---|
| Date | Oct 12, 2022 |
| Book Page | 10905/84 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2243 CHEROKEE DR, WESTMINSTER, MD 21157-7802 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | BCHH INC |
| Name | Verified Name |
|---|
| Document Number | 0096310389 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 9631/389 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2243 CHEROKEE DR, WESTMINSTER, MD 21157-7802 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0100240448 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 10024/448 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2026 property tax bill for 2243 Cherokee Dr was $8,345, up 3.3% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,345.00 (+3.29%) | $739,833 | $763,600 Land $201,500 Building $562,100 |
| 2025 | $8,079.00 | ||
| 2023 | $7,328.00 | $648,567 | $692,300 Land $181,500 Building $510,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2243 Cherokee Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2243 Cherokee Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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