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2248 Bluff Rd, Hoover (Birmingham), AL 35226 Property Records

Jefferson County property record for 2248 Bluff Rd, Hoover, AL 35226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,452 sqft · built 1962
Lot Size0.382 acres (16,650 sqft)
OwnerOwner Name on Record
Last Sale$170,250 (Nov 2004)
Tax Bill$2,338 (2025)
Deeds & MortgagesMay 2020 Mortgage
Nov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN39-00-04-4-010-011.000

Property Details

APN / Parcel Number

Primary APN39-00-04-4-010-011.000
Alternative APNs
  • 39044010011000RR00
  • 418581

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,452 sqft Living Area
Gross Area2,548 sqft
1st Floor Area1,452 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Exterior MaterialBrick
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area16,650 sqft (0.382 acres)
Lot Dimensions150 ft deep x 111 ft wide
PorchPorch
Porch Area20 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number418581
Old Parcel Number39044010011000RR00
Street Address2248 BLUFF RD
CityHOOVER
StateAL
Zip35226-1248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 10 BLK 3 BLUFF PARK MEADOW 1ST SECTOR
Legal Range03W
Legal Township19S
Legal Section04
Legal QuarterSE
Legal SubdivisionBLUFF PARK MEADOW
Legal Block3
Legal Lot Number10
JurisdictionJEFFERSON AL
Township / Civil DivisionHOOVER
Census Block Group2
Census Block2023
Census Tract14412

Owner

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address2248 BLUFF RD, HOOVER, AL 35226-1248
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
May 7, 2020Deed of Trust, Mortgage
REGIONS BANK
Nov 5, 2018Deed of Trust, Mortgage · Line of Credit
UNION ST BK

Assessor's Deed Record

Last SaleNov 17, 2004 · Amount on Record
Deed SaleNov 17, 2004 · Amount on Record
Prior SaleJul 11, 2001
Deed Document Number2004155904
Deed Book / Page200415 / 5904
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address2248 BLUFF RD, HOOVER, AL 35226-1248
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2248 BLUFF RD, HOOVER, AL 35226-1248

Mortgage

Document Number0000044576
DateMay 7, 2020
Instrument2020044576
Lender
NameREGIONS BANK
Agreement
AmountAmount Recorded
Term356 Months
DueJan 1, 2050

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address2248 BLUFF RD, HOOVER, AL 35226-1248
Document Number0000118692
Instrument DateNov 5, 2018
Transaction TypeMortgage
Record UpdatedDec 7, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2248 BLUFF RD HOOVER AL 352261248, HOOVER, AL 35226-1248

Mortgage

Document Number0000118692
DateNov 19, 2018
Instrument118692
Lender
NameUNION ST BK
TypeBank
AddressHOOVER, AL 35216
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyJefferson County
MunicipalityHoover City
Unified School DistrictHoover City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,338.00 (+15.51%) Homeowner's exemption$32,940 (+6.95%)$336,400 (+9.26%) Land $150,000 Building $186,400
2023$30,800 Land $15,005 Building $15,795$307,900 Land $150,000 Building $157,900
2022$2,024.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2014–2022)
Claims Outside the SFHA4 of 4
Most Recent ClaimJun 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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