2245 Bluff Rd, Hoover (Birmingham), AL 35226 Property Records

Jefferson County property record for 2245 Bluff Rd, Hoover, AL 35226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 1950
Lot Size	0.344 acres (15,000 sqft)
Owner	Owner Name on File
Last Sale	$179,000 (Aug 2006)
Tax Bill	$2,197 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-00-04-4-007-017.000`

Property Details

APN / Parcel Number

Primary APN	`39-00-04-4-007-017.000`
Alternative APNs	`39044007017000RR00` `418543`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	1,432 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	418543
Old Parcel Number	39044007017000RR00
Street Address	2245 BLUFF RD
City	HOOVER
State	AL
Zip	35226-1247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 16 BLK 10 BLUFF PARK MEADOW 1ST SECTOR
Legal Range	03W
Legal Township	19S
Legal Section	04
Legal Quarter	SE
Legal Subdivision	BLUFF PARK MEADOW
Legal Block	10
Legal Lot Number	16
Jurisdiction	JEFFERSON AL
Township / Civil Division	HOOVER
Census Block Group	2
Census Block	2012
Census Tract	14412

Owner

The current owner of 2245 Bluff Rd acquired it in June 2010.

Source: Jefferson County records, as of December 15, 2025

Owner of Record	Owner Name on File
Mailing Address	2245 BLUFF RD, HOOVER, AL 35226-1247
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Aug 17, 2006 · Amount on File
Deed Sale	Aug 17, 2006 · Amount on File
Prior Sale	Aug 17, 2006 · Amount on File
Deed Document Number	0061325511
Deed Book / Page	000613 / 025511
Last Transfer Date	Jun 18, 2010
Transfer Doc	0100510063
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	2245 BLUFF RD, HOOVER, AL 35226-1247
Document Number	0000136255
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2245 BLUFF RD HOOVER AL 352261247, HOOVER, AL 35226-1247

Mortgage

Document Number	0000136255
Date	Nov 30, 2020
Instrument	136255

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2245 Bluff Rd was $2,197 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Hoover City
Unified School District	Hoover City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,197.00 Homeowner's exemption	$31,000	$314,800 Land $150,000 Building $164,800
2023		$28,980 Land $15,005 Building $13,975	$289,700 Land $150,000 Building $139,700
2022	$1,888.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2245 Bluff Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2014–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2245 Bluff Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20