2246 Restmere Ln, Spring Hill, FL 34609 Property Records

Hernando County property record for 2246 Restmere Ln, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,836 sqft · built 1987
Lot Size	0.341 acres (14,866 sqft)
Owner	2 Individual Names on File
Last Sale	$67,500 (Feb 2013)
Tax Bill	$1,876 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage Apr 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0489-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0489-0060`
Alternative APNs	`00442337` `442337`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	1,836 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,866 sqft (0.341 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Slab
Porch Area	1,523 sqft
Deck Area	60 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00442337
Street Address	2246 RESTMERE LN
City	SPRING HILL
State	FL
Zip	34609-3770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 489 LOT 6
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 9
Legal Block	489
Legal Lot Number	6
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2045
Census Tract	41106

Owner

2246 Restmere Ln is owned and occupied by two individuals who bought it in February 2013.

Source: Hernando County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2246 RESTMERE LN, SPRING HILL, FL 34609-3770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Apr 21, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2013 · Amount on File
Deed Sale	Feb 19, 2013 · Amount on File
Prior Sale	Dec 19, 2012
Deed Document Number	20139349
Deed Book / Page	2978 / 1382
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2246 RESTMERE LN, SPRING HILL, FL 34609-3770
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2246 RESTMERE LN, SPRING HILL, FL 34609-3770

Mortgage

Document Number	0041540953
Date	Apr 12, 2022
Book Page	4154/953
Instrument	2022027577

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	EDMOND, OK 73013

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	910 Months
Due	Feb 1, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.3%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2246 RESTMERE LN, SPRING HILL, FL 34609-3770
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2246 RESTMERE LN, SPRING HILL, FL 34609-3770

Mortgage

Document Number	0039841642
Date	Apr 21, 2021
Book Page	3984/1642
Instrument	2021027902

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	922 Months
Due	Feb 1, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.61%
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 2246 Restmere Ln was $1,876 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,876.00 Homeowner's exemption	$122,440	$308,916 Land $56,193 Building $252,723
2023		$115,523 (+3%) Land $115,523
2022	$1,153.00 Homeowner's exemption	$112,158	$291,767 Land $38,800 Building $252,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2246 Restmere Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2246 Restmere Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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