2246 Fraser Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 2246 Fraser Rd, Kawkawlin, MI 48631

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,731 sqft · built 1997
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$10,900 (Jul 1997)
Tax Bill	$3,100 (2026)
Deeds & Mortgages	May 2023 Transfer Aug 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-029-400-065-03`

Property Details

APN / Parcel Number

Primary APN	`080-029-400-065-03`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,731 sqft Living Area
1st Floor Area	1,731 sqft
Basement Area	1,731 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	230 ft deep x 120 ft wide
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2246 FRASER RD
City	KAWKAWLIN
State	MI
Zip	48631-9167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT E 1/4 COR OF SEC TH S 120 FT TH W 230 FT TH N 120 FT TH E 230 FT TO BEG. SEC.29,T15N,R4E 9-28-95
Jurisdiction	BAY MI
Township / Civil Division	KAWKAWLIN
Census Block Group	1
Census Block	1035
Census Tract	286102

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2246 FRASER RD, KAWKAWLIN, MI 48631-9167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Intrafamily Transfer, Transfer
Aug 14, 2019	Loan Modification, Mortgage · Conventional Mortgage COPOCO CMNTY CU
Jul 8, 2019	Loan Modification, Mortgage · Conventional Mortgage COPOCO CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 1997 · Amount on Record
Deed Sale	Jul 8, 1997 · Amount on Record
Deed Book / Page	1468 / 128
Last Transfer Date	May 24, 2023
Transfer Doc	0000006170
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	May 24, 2023
Property Address	2246 FRASER RD, KAWKAWLIN, MI 48631-9167
Document Number	0000006170
Instrument Date	May 23, 2023
Instrument	202306170
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2246 FRASER RD, KAWKAWLIN, MI 48631-9167

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY MI
Property Address	2246 FRASER RD, KAWKAWLIN, MI 48631-9167
Document Number	0000011281
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2246 FRASER RD KAWKAWLIN MI 486319167, KAWKAWLIN, MI 48631-9167

Mortgage

Document Number	0000011281
Date	Aug 14, 2019
Instrument	11281

Lender

Name	COPOCO CMNTY CU
Type	Credit Union
Address	BAY CITY, MI 48706

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 13, 2024

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY MI
Property Address	2246 FRASER RD, KAWKAWLIN, MI 48631-9167
Document Number	0000009521
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2246 FRASER RD KAWKAWLIN MI 486319167, KAWKAWLIN, MI 48631-9167

Mortgage

Document Number	0000009521
Date	Jul 8, 2019
Instrument	9521

Lender

Name	COPOCO CMNTY CU
Type	Credit Union
Address	BAY CITY, MI 48706

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 7, 2024

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Kawkawlin Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,100.00 (+13.59%) Homeowner's exemption	$178,000 (+33.73%)	$356,000 (+33.73%)
2023		$133,100 (+19.91%)	$266,200 (+19.91%)
2022	$2,729.00 Homeowner's exemption	$111,000	$222,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAWKAWLIN METRO DIST WATER SUP serves 1,480 people · EPA ID MI0003570
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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