Bay County property record for 2231 Fraser Rd, Kawkawlin, MI 48631
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,472 sqft · built 1936 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,016 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit Sep 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-028-100-005-02 |
| Primary APN | 080-028-100-005-02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,472 sqft Living Area |
| 1st Floor Area | 2,472 sqft |
| Basement Area | 2,472 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Lot Area | 66,211 sqft (1.52 acres) |
| Lot Dimensions | 265 ft deep x 250 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2231 FRASER RD |
|---|---|
| City | KAWKAWLIN |
| State | MI |
| Zip | 48631-9145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 130 FT N OF W 1/4 COR OF SEC TH N 250 FT TH E 265 FT TH S 250 FT TH W 265 FT TO BEG. SEC.28,T15N,R4E 10-17-88 |
| Jurisdiction | BAY MI |
| Township / Civil Division | KAWKAWLIN |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 286102 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2231 FRASER RD, KAWKAWLIN, MI 48631-9145 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 12, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 1988 |
| Deed Sale | Oct 17, 1988 |
| Deed Book / Page | 1096 / 339 |
| Last Transfer Date | Sep 6, 2019 |
| Transfer Doc | 0000012633 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 2231 FRASER RD, KAWKAWLIN, MI 48631-9145 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2231 FRASER RD, KAWKAWLIN, MI 48631-9145 |
| Document Number | 202114073 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 202114073 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Sep 12, 2019 |
| Property Address | 2231 FRASER RD, KAWKAWLIN, MI 48631-9145 |
| Document Number | 0000012633 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 12633 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2231 FRASER RD KAWKAWLIN MI 486319145, KAWKAWLIN, MI 48631-9145 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Kawkawlin Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,016.00 (+13.6%) Homeowner's exemption | $134,400 (+35.48%) | $268,800 (+35.48%) |
| 2023 | $99,200 | $198,400 | |
| 2022 | $2,655.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KAWKAWLIN METRO DIST WATER SUP serves 1,480 people · EPA ID MI0003570 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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