Navajo County property record for 2246 Bear Claw Dr, Overgaard, AZ 85933
| Property Type | Single Family Home |
|---|---|
| Details | 2,610 sqft · built 1999 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,000 (Mar 2023) |
| Tax Bill | $2,584 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-48-022 |
| Primary APN | 206-48-022 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,610 sqft Living Area |
| 1st Floor Area | 2,610 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Logs |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 51,401 sqft |
| Garage Type | Detached |
| Garage Area | 698 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,468 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2246 BEAR CLAW DR |
|---|---|
| City | OVERGAARD |
| State | AZ |
| Zip | 85933-3243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-10 |
| Legal Description | BEAR COUNTRY ESTATES LOT 22 PER PLAT 19-33 & 34. OUT OF 206-27-01 6A FOR2000ROLL. |
| Legal Range | 17E |
| Legal Township | 12N |
| Legal Section | 33 |
| Legal Subdivision | BEAR COUNTRY ESTATES |
| Legal Lot Number | 22 |
| Jurisdiction | NAVAJO AZ |
| Township / Civil Division | SNOWFLAKE |
| Census Block Group | 2 |
| Census Block | 2070 |
| Census Tract | 964201 |
Source: Navajo County records · APN 206-48-022
Assessment roll updated June 12, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2246 BEAR CLAW DR, OVERGAARD, AZ 85933-3243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage LHM FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 15, 2023 · Amount on Record |
| Deed Sale | Mar 15, 2023 · Amount on Record |
| Prior Sale | Sep 24, 2020 · Amount on Record |
| Deed Document Number | 20233228 |
| Prior Transfer Date | Mar 15, 2013 |
| Prior Transfer Doc | 0000005226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | Mar 15, 2023 |
| Property Address | 2246 BEAR CLAW DR, OVERGAARD, AZ 85933-3243 |
| Document Number | 0000003228 |
| Map Reference | MB 19 PG 33&34 |
| Instrument Date | Mar 08, 2023 |
| Instrument | 2023-03228 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2023 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY NAVAJO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 167 W BOX CREEK DRIVE, OVERGAARD, AZ 85933 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2246 BEAR CLAW DR, OVERGAARD, AZ 85933-3243 |
| Document Number | 0000003229 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 2023-03229 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | Sep 24, 2020 |
| Property Address | 2246 BEAR CLAW DR, OVERGAARD, AZ 85933-3243 |
| Document Number | 0000018299 |
| Map Reference | MB 19 PG 33&34 |
| Instrument Date | Aug 05, 2020 |
| Instrument | 2020-18299 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | LAWYERS TITLE OF ARIZONA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1355 COOLIDGE PL, 1355, WOODLAND, CA 95776-6734 |
| Name | Verified Name |
|---|---|
| Address | 306 S SAN MARINO LOOP, CASA GRANDE, AZ 85194-7454 |
| Document Number | 0000018300 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2020-18300 |
| Name | LHM FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Navajo County records · Assessment roll updated June 12, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Unified School District | Heber-Overgaard Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $604,373 (+9.61%) Land $68,719 Building $535,654 | ||
| 2026 | $551,396 (+2.86%) Land $65,992 Building $485,404 | ||
| 2025 | $2,584.00 (+4.36%) | $53,606 Land $5,372 Building $48,234 | $536,065 Land $53,721 Building $482,344 |
| 2023 | $2,476.00 |
Source: FEMA National Flood Hazard Layer as of February 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | High above 88% of the US · above 82% of Arizona |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| Cable One Fiber | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 216 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ARIZONA WATER CO - OVERGAARD private · serves 13,797 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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