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2245 Bear Claw Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 2245 Bear Claw Dr, Overgaard, AZ 85933 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2,240 sqft · built 2007
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$485,000 (Oct 2025)
Tax Bill$2,383 (2025)
Deeds & MortgagesJun 2022 Mortgage
Dec 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN206-48-018

Property Details

APN / Parcel Number

Primary APN206-48-018

Interior

Stories2 Stories
Building Area2,240 sqft Living Area
1st Floor Area2,152 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialLogs
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area43,560 sqft
Garage TypeDetached
Garage Area576 sqft
Deck AreaDeck Area
Patio Area524 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address2245 BEAR CLAW DR
CityOVERGAARD
StateAZ
Zip85933-3243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEAR COUNTRY ESTATES LOT 18 PER PLAT 19-33 & 34. OUT OF 206-27-01 6A FOR2000ROLL.
Legal Range17E
Legal Township12N
Legal Section33
Legal SubdivisionBEAR COUNTRY ESTATES
Legal Lot Number18
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group2
Census Block2070
Census Tract964201

Owner

Source: Navajo County records · APN 206-48-018

Assessment roll updated June 12, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 456, OVERGAARD, AZ 85933-0456
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 18, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Oct 15, 2025Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 13, 2019Warranty Deed, Transfer · Conventional Mortgage
SUN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 15, 2025 · Amount on Record
Deed SaleOct 15, 2025 · Amount on Record
Prior SaleMay 13, 2019 · Amount on Record
Deed Document Number202515224
Prior Transfer DateSep 13, 2005
Prior Transfer Doc0000026515
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAVAJO AZ
Property Address2245 BEAR CLAW DR, OVERGAARD, AZ 85933-3243
Transaction TypeMortgage
Record UpdatedOct 29, 2025
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2245 BEAR CLAW DR, OVERGAARD, AZ 85933-3243

Mortgage

Document Number0000012527
DateJun 28, 2022
Instrument2022-12527
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAVAJO AZ
Property Address2245 BEAR CLAW DR, OVERGAARD, AZ 85933-3243
Transaction TypeMortgage
Record UpdatedOct 29, 2025
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2245 BEAR CLAW DR, OVERGAARD, AZ 85933-3243

Mortgage

Document Number0000027644
DateDec 09, 2021
Instrument2021-27644
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAVAJO AZ
Property Address2245 BEAR CLAW DR, OVERGAARD, AZ 85933-3243
Transaction TypeMortgage
Record UpdatedOct 29, 2025
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006384
DateMay 18, 2023
Instrument2023-06384
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueJun 01, 2043

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAVAJO AZ
Recording DateOct 15, 2025
Property Address2245 BEAR CLAW DR, OVERGAARD, AZ 85933-3243
Document Number0000015224
Map ReferenceMB 19 PG 33&34
Instrument DateOct 10, 2025
Instrument2025-15224
Transaction TypeTransfer
Record UpdatedOct 29, 2025
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 788, OVERGAARD, AZ 85933-0788

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
AddressPO BOX 456, OVERGAARD, AZ 85933-0456

Mortgage

Document Number0000015225
DateOct 15, 2025
Instrument2025-15225
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAVAJO AZ
Recording DateMay 13, 2019
Property Address2245 BEAR CLAW DR, OVERGAARD, AZ 85933-3243
Document Number0000006656
Map ReferenceMB 19 PG 33&34
Instrument DateMar 21, 2019
Instrument2019-06656
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyLAWYERS TITLE HEBER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16827 E BUCKHORN TRL, 16827, RIO VERDE, AZ 85263-8155

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address820 COUNTY ROAD 1655, MOUNT PLEASANT, TX 75455-7513

Mortgage

Document Number0000006657
DateMay 13, 2019
Instrument2019-06657
Lender
NameSUN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Navajo County records · Assessment roll updated June 12, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
Unified School DistrictHeber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2027$472,835 (+1.13%) Land $63,000 Building $409,835
2026$46,753 (+2.63%) Land $6,050 Building $40,703$467,530 (+2.63%) Land $60,500 Building $407,030
2025$2,383.00 (+1.58%)$45,555 Land $4,925 Building $40,630$455,554 Land $49,250 Building $406,304
2024$2,346.00 (+2.58%)
2023$2,287.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Navajo County (04017C), updated February 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 89% of the US · above 83% of Arizona
Wildfire LikelihoodAbout 1 in 132 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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