2245 Valley Home Rd, Talbott, TN 37877 Property Records

Jefferson County property record for 2245 Valley Home Rd, Talbott, TN 37877

Property Summary

Property TypeSingle Family Home
Lot Size5.79 acres (252,212 sqft)
Owner2 Individual Names on Record
Tax Bill$831 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Mar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN045037 04106

Property Details

APN / Parcel Number

Primary APN045037 04106
Alternative APN
  • 037 04106

Exterior

Lot Area252,212 sqft (5.79 acres)
TerrainRolling
Garage TypeDetached
Parking Spaces5 Parking Spaces
Shed1 Shed
Shed Area300 sqft

Utilities, Heating & Cooling

SewerConnected
Water SourceCommercial

Location & Zoning

Street Address2245 VALLEY HOME RD
CityTALBOTT
StateTN
Zip37877-3815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal DescriptionDOROTHY BIDDLE PROP 1
Legal SubdivisionDOROTHY BIDDLE PROP
Legal Lot Number1A
JurisdictionJEFFERSON TN
Township / Civil Division9
Census Block Group2
Census Block2035
Census Tract70200

Owner

Source: Jefferson County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1582 CEDAR SCHOOL RD, DANDRIDGE, TN 37725-4331
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2023Warranty Deed, Transfer · Conventional Mortgage
EASTMAN CU
Mar 18, 2022Deed, Transfer · Stand-Alone First Mortgage
COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2025
Deed SaleMar 25, 2025
Prior SaleMay 28, 2008 · Amount on Record
Deed Document Number0001870387
Deed Book / Page1677 / 605
Prior Transfer DateMar 18, 2022
Prior Transfer Doc22002447
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON TN
Recording DateMar 23, 2023
Property Address2245 VALLEY HOME RD, TALBOTT, TN 37877-3815
Document Number0001746549
Book / Page1746 / 549
Map ReferenceCAB M SL 2047
Instrument DateMar 21, 2023
Instrument23002202
Transaction TypeTransfer
Record UpdatedFeb 9, 2026
Title CompanyJEFFERSON TITLE INSURANCE, JEFFERSON TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$471.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Partial Interest
  • Partial Parcel

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1125 E SIDE HWY, WAYNESBORO, VA 22980-8301

Mortgage

Document Number0023002203
DateMar 23, 2023
Instrument23002203
Lender
NameEASTMAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2043
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateApr 1, 2028
Change FrequencyAnnually
Min Rate At Change4.12%
Max Rate At Change8.12%
Index1-Year T-Bill
Margin3
Max Rate11.1%

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON TN
Recording DateMar 18, 2022
Property Address2245 VALLEY HOME RD, TALBOTT, TN 37877-3815
Document Number0001677605
Book / Page1677 / 605
Map ReferenceCAB H SL 377
Instrument DateMar 3, 2022
Instrument22002447
Transaction TypeTransfer
Record UpdatedFeb 9, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
AddressPO BOX 411, SHELBIANA, KY 41562-0411

Mortgage

Document Number0022002448
DateMar 18, 2022
Instrument22002448
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueMar 3, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$831.00 (+162.15%)$55,800 (+285.49%) Land $39,575 Building $16,225
2024$223,200 (+285.49%) Land $158,300 Building $64,900
2022$317.00$14,475 Land $14,475$57,900 Land $57,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 65% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALPHA-TALBOTT UTILITY DISTRICT
serves 19,075 people · EPA ID TN0000014
Water SourcePurchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State InspectionJul 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Trilight
Fiber
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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