2224 Valley Home Rd, Talbott, TN 37877 Property Records

Jefferson County property record for 2224 Valley Home Rd, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 2002
Lot Size	5.49 acres (239,144 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Mar 2008)
Tax Bill	$1,518 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037-084.00`

Property Details

APN / Parcel Number

Primary APN	`037-084.00`
Alternative APNs	`0303703708400` `045037 08400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	1,808 sqft
1st Floor Area	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	239,144 sqft (5.49 acres)
Terrain	Rolling

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	512 sqft
Deck Area	72 sqft
Patio Area	72 sqft
Pole Barn	1,368 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2224 VALLEY HOME RD
City	TALBOTT
State	TN
Zip	37877-3809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	CARL BIDDLE PROP PB: H PG: 128 LOT: 26
Legal Subdivision	CARL BIDDLE PROP
Legal Lot Number	26
Jurisdiction	JEFFERSON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2048
Census Tract	70200

Owner

2224 Valley Home Rd is owned and occupied by an individual who bought it in March 2008.

Source: Jefferson County records, as of April 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2224 VALLEY HOME RD, TALBOTT, TN 37877-3809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit KNOXVILLE TVA EMPLOYEES CU
Nov 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Nov 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 25, 2020	Deed of Trust, Mortgage · FHA Mortgage ISERVE RESIDENTIAL LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2008 · Amount on File
Deed Sale	Mar 28, 2008 · Amount on File
Prior Sale	Aug 4, 2006 · Amount on File
Deed Book / Page	928 / 459
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON TN
Property Address	2224 VALLEY HOME RD, TALBOTT, TN 37877-3809
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001943689
Date	Mar 26, 2026
Book Page	1943/689
Instrument	26002289

Lender

Name	KNOXVILLE TVA EMPLOYEES CU
Type	Credit Union
Address	1409 CENTERPOINT BLVD, KNOXVILLE, TN 37932

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 25, 2051

Interest

Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON TN
Property Address	2224 VALLEY HOME RD, TALBOTT, TN 37877-3809
Transaction Type	Mortgage
Record Updated	Dec 15, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2224 VALLEY HOME RD, TALBOTT, TN 37877-3809

Mortgage

Document Number	0001790531
Date	Nov 30, 2023
Book Page	1790/531
Instrument	23008781

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	204 Months
Due	Nov 1, 2040

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON TN
Property Address	2224 VALLEY HOME RD, TALBOTT, TN 37877-3809
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1654425
Date	Nov 29, 2021
Book Page	1654/425
Instrument	21011486

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	228 Months
Due	Nov 1, 2040

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON TN
Property Address	2224 VALLEY HOME RD, TALBOTT, TN 37877-3809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1552184
Date	Aug 25, 2020
Book Page	1552/184
Instrument	20006531

Lender

Name	ISERVE RESIDENTIAL LENDING LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92127

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 2224 Valley Home Rd was $1,518, up 4.2% from the year before.

Source: Jefferson County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,518.00 (+4.19%)	$101,875 Land $34,800 Building $67,075	$407,500 (-) Land $139,200 Building $268,300
2024	$1,457.00		$407,500 Land $139,200 Building $268,300
2022	$1,035.00	$47,250 Land $13,275 Building $33,975	$189,000 Land $53,100 Building $135,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2224 Valley Home Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2224 Valley Home Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ultranet.

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