2245 Traverse Dr, Troy, MI 48083 Property Records

Oakland County property record for 2245 Traverse Dr, Troy, MI 48083 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,623 sqft · built 1973
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$210,600 (Sep 2013)
Tax Bill	$3,586 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-24-306-017`

Property Details

APN / Parcel Number

Primary APN	`88-20-24-306-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,623 sqft Living Area
1st Floor Area	1,623 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	121 ft deep x 62 ft wide
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Slab
Porch Area	98 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2245 TRAVERSE DR
City	TROY
State	MI
Zip	48083-5951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T2N, R11E, SEC 24 BEAVER TRAIL SUB NO 3 LOT 495
Legal Range	11E
Legal Township	2N
Legal Section	24
Legal Subdivision	BEAVER TRAIL SUB #3
Legal Lot Number	495
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2001
Census Tract	198000

Owner

Source: Oakland County records · APN 88-20-24-306-017

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2245 TRAVERSE DR, TROY, MI 48083-5951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DFCU FINANCIAL
Sep 07, 2018	Deed of Trust, Mortgage DFCU FINANCIAL
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES INC
Mar 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2013 · Amount on Record
Deed Sale	Sep 11, 2013 · Amount on Record
Prior Sale	Jan 04, 2007 · Amount on Record
Deed Document Number	2013233079
Deed Book / Page	46305 / 866
Prior Transfer Date	Feb 22, 2006
Prior Transfer Doc	0000063536
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2245 TRAVERSE DR, TROY, MI 48083-5951
Transaction Type	Mortgage
Record Updated	Dec 06, 2023
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 TRAVERSE DR, TROY, MI 48083-5951
Investor	Possibly a Property Investor

Mortgage

Document Number	0000126597
Date	Nov 20, 2023
Book Page	59016/686
Instrument	126597

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 30, 2028

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2245 TRAVERSE DR, TROY, MI 48083-5951
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147259
Date	Sep 07, 2018
Book Page	52158/00728
Instrument	147259

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Aug 30, 2033

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2245 TRAVERSE DR, TROY, MI 48083-5951
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 TRAVERSE DR, TROY, MI 48083-5951

Mortgage

Document Number	0000126104
Date	May 13, 2021
Book Page	56235/167
Instrument	126104

Lender

Name	FIRST SECURITIES FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2041

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 10, 2020
Property Address	2245 TRAVERSE DR, TROY, MI 48083-5951
Document Number	0000047350
Book / Page	053927 / 000823
Instrument Date	Dec 16, 2019
Instrument	47350
Transaction Type	Transfer
Record Updated	Apr 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2245 TRAVERSE DR TROY MI 480835951, TROY, MI 48083-5951

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,586.00 (+2.4%)
2024	$3,502.00 (-6.11%)
2023			$296,460
2022	$3,730.00	$148,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251980002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2018, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 512 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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