Oakland County property record for 2209 Traverse Dr, Troy, MI 48083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,554 sqft · built 1973 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $207,500 (Nov 2016) |
| Tax Bill | $3,021 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-24-306-014 |
| Primary APN | 88-20-24-306-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| 1st Floor Area | 1,554 sqft |
| Basement Area | 1,554 sqft |
| Finished Basement | 1,554 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 125 ft deep x 56 ft wide |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 78 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2209 TRAVERSE DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-5951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1D |
| Legal Description | T2N, R11E, SEC 24 BEAVER TRAIL SUB NO 3 LOT 492 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 24 |
| Legal Subdivision | BEAVER TRAIL SUB #3 |
| Legal Lot Number | 492 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 198000 |
Source: Oakland County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2209 TRAVERSE DR, TROY, MI 48083-5951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION |
| Sep 14, 2023 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HALL FIN'L |
| Feb 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2016 · Amount on Record |
| Deed Sale | Nov 4, 2016 · Amount on Record |
| Prior Sale | Oct 20, 2000 · Amount on Record |
| Deed Document Number | 2016212425 |
| Deed Book / Page | 50035 / 523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 30, 2026 |
| Property Address | 2209 TRAVERSE DR, TROY, MI 48083-5951 |
| Document Number | 0000144213 |
| Book / Page | 61593 / 98 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 2026144213 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2209 TRAVERSE DR, TROY, MI 48083-5951 |
| Document Number | 0000144213, |
|---|---|
| Date | Sep 30, 2026 |
| Book Page | 61593/98 |
| Instrument | 2026144213 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2209 TRAVERSE DR, TROY, MI 48083-5951 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2209 TRAVERSE DR, TROY, MI 48083-5951 |
| Document Number | 0000100894 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 58876/586 |
| Instrument | 100894 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2209 TRAVERSE DR, TROY, MI 48083-5951 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2209 TRAVERSE DR, TROY, MI 48083-5951 |
| Document Number | 0000165594 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 56484/1 |
| Instrument | 165594 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2209 TRAVERSE DR, TROY, MI 48083-5951 |
| Document Number | 0000104473 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2209 TRAVERSE DR TROY MI 480835951, TROY, MI 48083-5951 |
| Document Number | 0000104473 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 054279/000576 |
| Instrument | 104473 |
| Name | HALL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2209 TRAVERSE DR, TROY, MI 48083-5951 |
| Document Number | 0000036210 |
| Book / Page | 050420 / 000828 |
| Instrument Date | Feb 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2209 TRAVERSE DR TROY MI 480835951, TROY, MI 48083-5951 |
| Document Number | 0000036210 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 050420/000828 |
| Instrument | 36210 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 26, 2037 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,021.00 (-3.85%) | ||
| 2023 | $274,580 | ||
| 2022 | $3,142.00 | $137,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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