2245 Spruill Rd, Caledonia, MS 39740 Property Records

Lowndes County property record for 2245 Spruill Rd, Caledonia, MS 39740

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,210 sqft · built 2001
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$216,000 (Jun 2007)
Tax Bill	$1,643 (2022)
Deeds & Mortgages	Apr 2020 Refinance Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26W000000822`

Property Details

APN / Parcel Number

Primary APN	`26W000000822`
Alternative APNs	`002966` `2966`

Interior

Full Baths	1 Bath
Building Area	2,210 sqft Adjusted Area
1st Floor Area	1,793 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	002966
Street Address	2245 SPRUILL RD
City	CALEDONIA
State	MS
Zip	39740-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE4 SE4 2245 SPRUILL RD 8C
Legal Range	18W
Legal Township	16S
Legal Section	25
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1037
Census Tract	102

Owner

Source: Lowndes County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2245 SPRUILL RD, CALEDONIA, MS 39740-9415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK
Sep 22, 2018	Deed of Trust, Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2007 · Amount on Record
Deed Sale	Jun 29, 2007 · Amount on Record
Deed Document Number	0020075134
Deed Book / Page	2007 / 5134
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	2245 SPRUILL RD, CALEDONIA, MS 39740-9415
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020207932
Date	Apr 14, 2020
Book Page	2020/7932

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	2245 SPRUILL RD, CALEDONIA, MS 39740-9415
Document Number	0020181326
Instrument Date	Sep 22, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2245 SPRUILL RD CALEDONIA MS 397409415, CALEDONIA, MS 39740-9415

Mortgage

Document Number	0020181326
Date	Oct 5, 2018
Book Page	002018/021326

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,827 (+10.77%)	$188,270 (+10.77%) Land $18,750 Building $169,520
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$16,997	$169,970 Land $18,750 Building $151,220
2022	$1,643.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CALEDONIA serves 6,589 people · EPA ID MS0440002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
M-Pulse Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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