2122 Spruill Rd, Caledonia, MS 39740 Property Records

Lowndes County property record for 2122 Spruill Rd, Caledonia, MS 39740

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,069 sqft · built 2018
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Tax Bill	$1,384 (2025)
Deeds & Mortgages	Mortgage Apr 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`26W000000905`

Property Details

APN / Parcel Number

Primary APN	`26W000000905`
Alternative APNs	`032903` `32903`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,069 sqft Adjusted Area
1st Floor Area	1,628 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	032903
Street Address	2122 SPRUILL RD
City	CALEDONIA
State	MS
Zip	39740-9482
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 SE4-LOT 7 2122 SPRUILL RD
Legal Range	18W
Legal Township	16S
Legal Section	25
Legal Lot Number	7
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1038
Census Tract	102

Owner

Source: Lowndes County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2122 SPRUILL RD, CALEDONIA, MS 39740-9482
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
Apr 5, 2024	Deed of Trust, Mortgage · FHA Mortgage GUM TREE MORTGAGE LLC
Apr 5, 2024	Warranty Deed, Transfer · FHA Mortgage GUM TREE MORTGAGE LLC
May 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Nov 30, 2020	Deed of Trust, Mortgage · VA Mortgage TRUSTMARK NAT'L BK
Jul 16, 2018	Deed of Trust, Mortgage · VA Mortgage TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024
Deed Sale	Apr 5, 2024
Prior Sale	May 27, 2022
Deed Document Number	0020242533
Deed Book / Page	2024 / 2533
Record Updated	Jun 8, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	2122 SPRUILL RD, CALEDONIA, MS 39740-9482
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	2122 SPRUILL RD, CALEDONIA, MS 39740-9482
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020246086
Date	Apr 5, 2024
Book Page	2024/6086

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Apr 5, 2024
Property Address	2122 SPRUILL RD, CALEDONIA, MS 39740-9482
Document Number	0020242533
Book / Page	2024 / 2533
Instrument Date	Nov 13, 2023
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2122 SPRQUILL RD, CALEDONIA, MS 39740-9482

Mortgage

Document Number	0020246086
Date	Apr 5, 2024
Instrument	2024/6086

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	May 27, 2022
Property Address	2122 SPRUILL RD, CALEDONIA, MS 39740-9482
Document Number	0020224318
Book / Page	2022 / 4318
Instrument Date	May 24, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2122 SPRUILL RD, CALEDONIA, MS 39740-9482

Mortgage

Document Number	0202213301
Date	May 27, 2022
Instrument	2022/13301

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	2122 SPRUILL RD, CALEDONIA, MS 39740-9482
Document Number	0020201764
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2122 SPRUILL RD CALEDONIA MS 397409482, CALEDONIA, MS 39740-9482

Mortgage

Document Number	0020201764
Date	Dec 3, 2020
Book Page	002020/031764

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	2122 SPRUILL RD, CALEDONIA, MS 39740-9482
Document Number	0020184842
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2122 SPRUILL RD CALEDONIA MS 39740, CALEDONIA, MS 39740

Mortgage

Document Number	0020184842
Date	Jul 17, 2018
Book Page	002018/014842

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,384.00 (+0.58%) Homeowner's exemption	$17,221 (+15.32%)	$172,210 (+15.32%) Land $11,060 Building $161,150
2024	$1,376.00 (+20.38%)
2023	$1,143.00 Homeowner's exemption	$14,933	$149,330 Land $11,060 Building $138,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CALEDONIA serves 6,589 people · EPA ID MS0440002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
M-Pulse Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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