Polk County property record for 2245 3rd St NE, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,240 sqft · built 1959 |
| Lot Size | 0.187 acres (8,124 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $541 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-16-538300-002160 |
| Primary APN | 26-28-16-538300-002160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 2,240 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,124 sqft (0.187 acres) |
| Lot Dimensions | 140 ft deep x 58 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 120 sqft |
| Street Address | 2245 3RD ST NE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-2500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | EULA VISTA SUB UNIT 3 PB 41 PG 29 LOT 216 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 16 |
| Legal Subdivision | EULA VISTA SUBDIVISION UNIT 3 |
| Legal Tract | 538300 |
| Legal Block | 1 |
| Legal Lot Number | 216 |
| Legal Unit | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 13602 |
2245 3rd St NE is owned and occupied by an individual.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2245 3RD ST NE, WINTER HAVEN, FL 33881-2500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2245 3rd St NE was $541 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,168 (+2.7%) | $207,297 (-1.42%) Land $11,638 Building $195,659 | |
| 2025 | $541.00 Homeowner's exemption | $62,481 | $210,291 Land $11,638 Building $198,653 |
| 2023 | $529.00 (+0.76%) Homeowner's exemption | $58,951 (+3%) | $220,164 (+19.19%) Land $11,238 Building $208,926 |
| 2022 | $525.00 Homeowner's exemption | $57,234 | $184,712 Land $9,229 Building $175,483 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2245 3rd St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2245 3rd St NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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