2235 3rd St NE, Winter Haven, FL 33881 Property Records

Polk County property record for 2235 3rd St NE, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1959
Lot Size0.187 acres (8,124 sqft)
OwnerIndividual Name on Record
Last Sale$89,000 (Apr 2020)
Tax Bill$890 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-16-538300-002170

Property Details

APN / Parcel Number

Primary APN26-28-16-538300-002170
Alternative APNs
  • 162826538300002170
  • 62826000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft
FlooringTerrazzo
Interior WallsPlaster

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2000
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeShed Roof
Roof MaterialOther
Lot Area8,124 sqft (0.187 acres)
Lot Dimensions140 ft deep x 58 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area267 sqft
CarportCarport
Carport Area267 sqft
PorchUnfinished Open Porch
Porch Area128 sqft
Utility Building81 sqft

Location & Zoning

Street Address2235 3RD ST NE
CityWINTER HAVEN
StateFL
Zip33881-2500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionEULA VISTA SUB UNIT 3 PB 41 PG 29 LOT 217
Legal Range26E
Legal Township28S
Legal Section16
Legal SubdivisionEULA VISTA SUBDIVISION UNIT 3
Legal Tract538300
Legal Block1
Legal Lot Number217
Legal Unit3
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1017
Census Tract13602

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2235 3RD ST NE, WINTER HAVEN, FL 33881-2500
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2020 · Amount on Record
Deed SaleApr 6, 2020 · Amount on Record
Prior SaleMar 2, 2015 · Amount on Record
Deed Document Number202073336
Deed Book / Page11197 / 1230
Record UpdatedOct 29, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 6, 2020
Property Address2235 3RD ST NE, WINTER HAVEN, FL 33881-2500
Document Number0111971230
Book / Page011197 / 001230
Instrument DateMar 27, 2020
Instrument73336
Transaction TypeTransfer
Record UpdatedMay 8, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$623.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2235 3RD ST NE WINTER HAVEN FL 338812500, WINTER HAVEN, FL 33881-2500

Mortgage

Document Number111971231
DateApr 6, 2020
Book Page011197/001231
Instrument73337
Lender
NameAMERICAN LIBERTY MTG
TypeMortgage Company
AddressDENVER, CO 80211
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 5, 2050

Mortgage

Document Number111971243,
DateApr 6, 2020
Book Page011197/001243
Instrument73338
Lender
NameMISCELLANEOUS GOVT AGCY
Address451 3RD ST NW, WINTER HAVEN, FL 33881-3402
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$92,822 (+2.7%)$118,824 (-1.53%) Land $11,638 Building $107,186
2025$890.00 (+9.34%) Homeowner's exemption$90,382 (+5.99%)$120,668 (-3.83%) Land $11,638 Building $109,030
2023$814.00 (+5.03%) Homeowner's exemption$85,277 (+3%)$125,470 (+21.45%) Land $11,238 Building $114,232
2022$775.00 Homeowner's exemption$82,793$103,310 Land $9,229 Building $94,081

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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