2243 Walters Division Rd, Monroe, NC 28110 Property Records

Union County property record for 2243 Walters Division Rd, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 720 sqft · built 1953
Lot Size	0.285 acres (12,415 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Feb 2017)
Tax Bill	$958 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-303-015`

Property Details

APN / Parcel Number

Primary APN	`09-303-015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Bungalow
Exterior Material	Concrete Block
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	12,415 sqft (0.285 acres)
Porch	Slab
Porch Area	63 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2243 WALTERS DIVISION RD
City	MONROE
State	NC
Zip	28110-8562
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	52-53-54 WALTERS, PB3-PG46
Legal Subdivision	WALTERS BROTHERS 3-46
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1021
Census Tract	20405

Owner

2243 Walters Division Rd, a rural home, is owned and occupied by an individual who bought it in February 2017.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2243 WALTERS DIVISION RD, MONROE, NC 28110-8562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Feb 16, 2017	Warranty Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2017 · Amount on File
Deed Sale	Feb 16, 2017 · Amount on File
Prior Sale	Feb 13, 2003 · Amount on File
Deed Document Number	20174460
Deed Book / Page	6878 / 104
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2243 WALTERS DIVISION RD, MONROE, NC 28110-8562
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	ELEVATED NATL STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008222236
Date	Aug 30, 2021
Book Page	8222/236
Instrument	40907

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 16, 2017
Property Address	2243 WALTERS DIVISION RD, MONROE, NC 28110-8562
Document Number	0006878104
Book / Page	6878 / 104
Instrument Date	Jan 20, 2017
Instrument	0004460
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2243 WALTERS DIVISION RD, MONROE, NC 28110-8562

Mortgage

Document Number	0006878107
Date	Feb 16, 2017
Book Page	6878/107
Instrument	0004461

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2243 Walters Division Rd was $958.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,600 (-) Land $14,300 Building $95,300	$109,600 (-) Land $14,300 Building $95,300
2025	$958.00	$109,600 Land $14,300 Building $95,300	$109,600 Land $14,300 Building $95,300
2023	$672.00	$61,700 Land $24,600 Building $37,100	$61,700 Land $24,600 Building $37,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2243 Walters Division Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2243 Walters Division Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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